Staying Safe Online and on the Go
- Use Online Banking to reduce your risk of identity theft.
- Install and update anti-virus, anti-spy and firewall software. To learn more about security software, visit the "Secure Your Browser" section of this site.
- Don't reply to e-mails asking for confidential information.
- Don't click on unsolicited e-mail or download attachments from unknown sources.
- Protect your User ID and password by memorizing and changing them on a regular basis.
We do our best to ensure the security of your information while you are at our website; however there are a number of things you can do to add to your level of protection:
- Keep your Debit Cards and passwords/PINs (personal identification numbers) safe; do not disclose them to anyone.
- Change your Passwords regularly.
- Always log-off when you are done with accessing your online accounts and never leave your banking session "unattended". Any online session left idle for more than 10 minutes will time-out. Any unfinished transactions will not be completed.
- Avoid conducting your online banking in public areas. Never use public computers to make online financial transactions.
- "Contact BMO Harris" to report all incidents of unauthorized account access.
- Use up-to-date anti-virus spyware and personal firewall software (most new software will update automatically).
- Routinely update your operating software and other programs to get the latest security fixes.
- Information regarding maintaining access
- Guidelines on use of your personal information
- Never send any information online unless you are certain that you know the requestor.
- Never download files or attachments from the web, unless you are certain of their authenticity.
- Don't use "Remember Me" functions (which automatically input your User ID and Password) when you visit a website. If you do, your computer/mobile device will input this information even if someone else is using your computer/mobile device.
Bank smart while on the go
The Internet is everywhere and more people than ever are using wireless connections and mobile devices to access it. Here are a few things to consider when you're connecting on-the-go.
- Turn on wireless encryption immediately after installing a wireless device. Older routers only provide WEP encryption. If available, use WPA or WPA2 encryption for your home network.
- Change the SSID on your router from the default name to prevent easy access to your network.
- Disable SSID broadcast.
- Disable SNMP protocol, unless you need it.
- Your router likely has a built-in firewall; make sure it is on and configured as outlined in the owner's manual.
- Password-protect your mobile device – Many new mobile devices have built-in password protection. Enabling this option will protect your device if it is ever lost or stolen.
- Never store confidential information on your mobile device – Keep personal confidential information like a password, SSN or your PIN off your device.
- Report a lost or stolen mobile device immediately – If your mobile device is ever lost or stolen, alert your mobile service provider as soon as possible.
- Don't hack or modify your mobile device – Modifying the software on your device can leave you vulnerable to viruses and spyware. Protect your device by using it only in accordance with the manufacturer's recommendations.
- Turn off Bluetooth function when not in use.
- Use a strong PIN code.
- Avoid storing sensitive data on your Bluetooth-enabled device.
- Keep your device(s) updated with the latest software.