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BMO Harris Bank Business Platinum Rewards Mastercard® Credit Card

BMO Harris Bank Business Rewards Platinum Mastercard<sup>®</sup> Credit Card
You can easily earn rewards points each time you make a purchase at a supplier or vendor that you use to help run your business. There is no points expiration or limit.
0% introductory APR on purchases for the first 9 months from the date of opening account
10,000 bonus points after $3,000 spent in purchases within the first three months of account opening.
Balance transfers with 0% introductory APR for nine months from date of first transfer made within first 90 days of opening your account1


Features

  • For every $1 you spend on purchases for your business, you’ll receive 1 point. Redeem your points for travel, including airfare and lodging, merchandise, gift cards or a statement credit.
  • Digital payments - Make purchases with your smartphone using Apple Pay®, Google Pay, Samsung Pay and BMO Harris Bank Masterpass.
  • BMO Harris Card Monitor - Stay on top of your credit card account and easily monitor and manage all your card transactions. It’s simple and convenient. Learn more
  • Identity Theft Resolution Services provide you with access to a number of services including, credit bureau notification and card replacement assistance, ID theft education and the opportunity to enroll in Identify Theft Alerts.
  • Zero Liability – Pay only for purchases which you have authorized on your Mastercard. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Get details.
  • Extended Warranty doubles the original manufacturer’s (or U.S. store brand) warranty for up to one year on most new items purchased with your eligible Mastercard that have an original manufacturer’s warranty of one year or less.2,4
  • Purchase Assurance provides coverage for most items you purchase with your eligible Mastercard if the item is damaged or stolen within 90 days of the date of purchase.2,3
  • Price Protection covers most purchases made entirely with your Mastercard for sixty (60) days from the date of purchase for the difference between the price paid for the item and the lower advertised price.2
  • MasterRental® pays for covered damages (physical damage and theft) to a rental vehicle when your eligible Mastercard card is used to initiate and pay for the entire rental transaction and you decline optional collision/damage waiver offered by the rental company.2
  • Master RoadAssist® arranges emergency roadside assistance such as jump-starts, tire change, towing and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible Mastercard.2
  • Travel Accident Insurance covers you and employee cardholders and against Accidental Death or Dismemberment if you purchase common carrier travel tickets with your eligible Mastercard.2
  • Travel Assistance Services provides pre-trip destination information such as visa/passport requirements, immunization, and help with lost/stolen travel documents and luggage. Also provided are referrals to a network of physicians, arranging hospital transfers, and referrals to attorneys, local embassies and consulates, if you are traveling more than 100 miles from home.2
  • Mastercard Global Service™ get assistance virtually anytime, anywhere with your card related questions. Call 1-800-Mastercard or 1-800-627-8372. Mastercard Global Service helps you with reporting a Lost or Stolen Card, obtaining an Emergency Card Replacement or Cash Advance, finding an ATM location, and answering questions on your account.

Benefits

BMO Harris Rewards

Get rewarded for everyday business purchases. Earn reward points everywhere you see the Mastercard® logo. Whether it’s travel, name-brand merchandise, gift cards or statement credits, you can choose the rewards you want. And points don’t expire.

See the full catalog of available rewards and redeem your points by visiting BMO Harris Rewards.

Mastercard Easy Savings®

Save 1% – 25% at qualifying merchants. Use your card for eligible purchases and get automatic rebates at over 40,000 participating locations, including gas, hotels, rental cars, restaurants, office supplies and other business services. You can keep track of your rebates and learn about new offers at easysavings.com.

Priceless® Cities

Just choose your city at priceless.comand open the doors to exclusive offers, invitations and experiences in dining, shopping, sports, travel, arts and culture and so much more! You can't buy these offers, but you can enjoy them as a Mastercard holder – that's why they're Priceless.


Connect with us

1-800-546-6101
Current Small Business cardholders, call the number on the back of your card or 1-855-825-9231.
Find a branch
And talk to us about your business.
Let us contact you
A BMO Harris Banker will contact you at your convenience.
Existing account holders
Access your credit card account online.

1Balance Transfers available to Primary Cardholder only. For more details, please see the Business Credit Cardholder Agreement. 0% APR is valid for nine months from the date of the first balance transfer when the balance transfer is made within 90 days of account opening. Please refer to the Summary of Credit Terms for important information about rates and fees.
2 Certain terms, conditions and exclusions apply. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.
3 Provides coverage for most items you purchase with your eligible Mastercard card if the item is damaged or stolen within 90 days of the date of purchase. Refer to the Mastercard Guide to Benefits for more information.
4 Doubles the original manufacturer’s (or U.S. store brand) warranty for up to one year on most new items purchased with your eligible Mastercard card that have an original manufacturer’s warranty of one year or less. Refer to the Mastercard Guide to Benefits for more information.
Mastercard®, Mastercard® Easy Savings®, Mastercard Global ServiceTM, MasterRental®, Master RoadAssist® and Priceless Cities® and the Mastercard Circle design are trademarks of Mastercard International Incorporated.
Google Pay and the Google Pay Logo are trademarks of Google LLC.