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Business Savings


Watch your savings grow with our variable rate, interest-bearing Business Savings account. And enjoy convenient access to your money any time you need it1.


Minimum opening deposit: $100


Features and benefits

  • Maintain a low minimum balance and the monthly maintenance fee will be waived
  • Direct Deposit available
  • Detailed monthly statement
  • Link this account to a BMO Harris Bank Debit MasterCard® BusinessCard if you have a BMO Harris business checking account
  • Access your accounts anytime, from anywhere via Online and Mobile Banking2
  • Variable rate of interest3, compounded daily and credited monthly. Call 1-888-340-2265 for current rates
  • Transaction limits apply1


How various fees may be waived


$10 monthly maintenance fee waived for:


Accounts with an Average Collected Balance of $500 or more for the statement period.

ATM Fees:


  • No ATM transaction fees for withdrawals, deposits, transfers and balance inquiries at BMO Harris ATMs
  • $2.50 BMO Harris fee for each Non-BMO Harris ATM Transaction4


Account terms and other fees


The following documents describe the terms and conditions that apply to your account:


Product Disclosure (864KB, PDF)


Deposit Account Agreement (405KB, PDF)


Minimum opening deposit: $100

Definitions of Capitalized Terms


1Click here for information on transaction limits.


2Message and data rates may apply. Contact your wireless carrier for details.


3Click here for information on how we calculate and pay interest.


4Non-BMO Harris ATM operators or networks may charge a fee for a transaction or balance inquiry.


MasterCard® is a registered trademark of MasterCard International Incorporated.