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Business Prime Money Market Plus


Higher rates of interest may be paid when an Average Collected Balance of $25,000 or more for the preceding statement period is maintained in your linked BMO Harris non-interest bearing small business checking account1.


Minimum opening deposit: $100


Features and benefits

  • Higher interest rates2 may be paid on higher balances
  • Detailed monthly statement
  • Link this account to a BMO Harris Bank Debit MasterCard® BusinessCard when you have a BMO Harris business checking account
  • Access your accounts anytime, from anywhere via Online and Mobile Banking4
  • Transaction limits apply3


How various fees may be waived


$15 monthly maintenance fee waived for:


Accounts with an Average Collected Balance of $10,000 or more for the statement period.


Transaction fees per statement period:


  • First 30 checks deposited without a per-transaction fee per statement period
  • $.18 for each additional check deposited


Transaction limitations:


$15 charge for each transaction that exceeds the transaction limitations3.

ATM Fees:


  • No ATM transaction fees for withdrawals, deposits, transfers and balance inquiries at BMO Harris ATMs
  • $2.50 BMO Harris fee for each Non-BMO Harris ATM Transaction5


Account terms and other fees


The following documents describe the terms and conditions that apply to your account:


Product Disclosure (870KB, PDF)


Deposit Account Agreement (405KB, PDF)

Minimum opening deposit: $100

Definitions of Capitalized Terms


1If the Average Collected Balance in the linked checking account is less than $25,000 for the preceding statement period, interest rates paid will be the applicable Business Prime Money Market rates then in effect. BMO Harris does not automatically link accounts. See your BMO Harris Banker to link your accounts.


2Click here for information on how we calculate and pay interest.


3Click here for information on transaction limits.


4Message and data rates may apply. Contact your wireless carrier for details.


5Non-BMO Harris ATM operators or networks may charge a fee for a transaction or balance inquiry.


MasterCard® is a registered trademark of MasterCard International Incorporated.