Get up to a $500 bonus1 when you switch to BMO Harris.

Open an eligible Business checking account and get up to $500 for your business when you meet the offer requirements.1

Enter your email to get your bonus promo code, then bring the email to a branch and apply today!

Thanks! Check your inbox for your bonus promo code.

Bring your promo code and account opening documents to a branch and apply today. We look forward to meeting you.

Choose the checking account that's right for your business

Essential Business Checking

An economical account for growing businesses with lower balances and fewer transactions
$200 bonus1
  • First 200 transactions free per statement period2
  • Waived for the first 3 months: monthly maintenance fee, coin and currency fees and transaction fees
  • $15 monthly maintenance fee waived with $1,500 Average Collected Balance

Business Advantage Checking

An interest-earning account for businesses with higher transaction volumes
$500 bonus1
  • First 500 transactions free per statement period2
  • Free incoming wires
  • Up to $100 waived on first order of checks ordered through us
  • Waived for the first 3 months: monthly maintenance fee, coin and currency fees and transaction fees
  • $20 monthly maintenance fee waived with $5,000 Average Collected Balance OR $15,000 in Combined Balances with Relationship Waiver3

Bank anytime, from anywhere

  • Enjoy convenient banking at more than 600 BMO Harris locations
  • Bank on-the-go with online bill pay, mobile banking4 and mobile deposits5
  • Get unlimited fee-free transactions at over 40,000 Allpoint® network ATMs nationwide

Ready to switch?

Let's get started! Enter your email and we'll send a promo code for your bonus.


Have Questions?


Looking for more reasons to switch to BMO Harris?

Explore these special offers and banking benefits designed to help your business succeed.


1How to get a checking account bonus:
You can receive either the $200 checking bonus or the $500 checking bonus. To receive a checking bonus, you must open the account in a BMO Harris branch and present the promo code email from BMO Harris. Your account must be open and in good standing when the bonus is paid approximately 120 days after opening. For Business Advantage Checking, the accrued interest will be increased by the amount of the bonus. The accrued interest will be credited at the next scheduled interest payment, which may be after the 120 days. Offers are not available to existing BMO Harris business checking customers or those who have closed a BMO Harris business checking account within the past 12 months. Bonus is not considered part of the opening deposit and will be reported to the IRS for tax purposes. You are responsible for any applicable taxes. Offers are subject to change without notice, cannot be combined with any other offer and are limited to one per customer. BMO Harris reserves the right to amend or cancel any part of these offers at any time. The minimum deposit to open a business checking account is $100, however to receive the bonus you must open the account with the minimum as stated below.
To receive the $200 checking bonus: 1) Open a new Essential Business Checking account between November 1, 2018 and October 31, 2019. 2) Make a minimum opening deposit of $1,500 in funds not currently on deposit at BMO Harris Bank or its affiliates. 3) Maintain a minimum daily balance of at least $1,500 in the account for 90 days following account opening. 4) Have at least 10 electronic transactions post to the account within 90 days of account opening. Electronic transactions can be any combination of ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions. ATM transactions and POS credits do not qualify.
To receive the $500 checking bonus: 1) Open a new Business Advantage Checking account between November 1, 2018 and October 31, 2019. 2) Make a minimum opening deposit of $5,000 in funds not currently on deposit at BMO Harris Bank or its affiliates. 3) Maintain a minimum daily balance of at least $5,000 in the account for 90 days following account opening. 4) Have at least 10 electronic transactions post to the account within 90 days of account opening. Electronic transactions can be any combination of ACH credits or debits, online bill payments, mobile deposits, wire transfers or debit card POS purchase transactions. ATM transactions and POS credits do not qualify.
2Transactions means non-ATM deposits, checks deposited, checks paid, and ACH credits and debits.
3See your BMO Harris Banker for additional information, as well as to request Relationship Waiver and to link your accounts. BMO Harris does not automatically link your accounts for Relationship Waiver. Additional information on Relationship Waiver can be found in the Deposit Account Agreement for Personal and Business Accounts.
4Message and data rates may apply. Contact your wireless carrier for details.
5BMO Harris Mobile Deposit® is available for BMO Harris Mobile Banking® smartphone. This service may not function on older devices. Users must be BMO Harris Online Banking® customers who have had a BMO Harris account for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, please see the BMO Harris Mobile Banking End User Terms found at bmoharris.com/legal.