*Offer valid for new Small Business five-year, fixed-rate term loans approved between May 16, 2016 and September 15, 2016 with maximum combined loan commitments amount up to $500,000. Rate of 3.99% assumes the customer qualifies for specific pricing discounts and has payments automatically deducted from a BMO Harris Small Business checking account and has a 60-month amortization. Out-of-pocket fees will vary based on collateral and loan size. Talk to your Banker for details. The promotional rate is not available for renewals, increases to, or refinancing of existing BMO Harris loan accounts. The business opening the account must have operations in a state where there is a branch that has signage with the BMO Harris Bank name, brand or logo. Offer may be changed or withdrawn at any time without notice. All account openings are subject to bank and credit approval. Offer cannot be combined with any other offer. SBA loans do not qualify for this offer.