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Getting Started

Whether you’re looking to start a new relationship with BMO Harris Bank or expand with an existing BMO Harris relationship, there are multiple ways to apply for any type of account you’re looking for.

Existing Customer

If you’re already a BMO Harris Bank customer, you can easily apply for your new account online.

New Customer

If you’re not already a BMO Harris Bank customer, there are multiple ways to apply for any type of account you’re looking for.

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Automatic monthly savings

Sign up for Auto Save and transfer at least $100 from your BMO Harris personal account each month and we will waive your BMO Harris Platinum Money Market account’s monthly maintenance fee for two years. This fee waiver only applies for one two-year period per account and you must request the waiver from your BMO Harris Banker.

Qualifying accounts Qualifying accounts for Auto Save Minimum monthly Auto Save amount to waive monthly maintenance fee
Any BMO Harris personal deposit account Statement Savings $25
BMO Harris Platinum Money Market® $100
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How to waive fees

$20 monthly maintenance fee waived when

  • You have kept a $10,000 or more minimum daily Ledger Balance in this account for the statement period

ATM Fees:

  • No ATM transaction fee at BMO Harris or Allpoint® network ATMs nationwide
  • $3.00 BMO Harris fee for each Non-BMO Harris ATM Transaction8