Skip navigation
  • Personal
  • Wealth
  • Business
  • Commercial
  • Capital Markets
  • Global Asset Management
Bank of montreal Harris Bank home page
  • Locations
  • Select Region / Language
    • USUS
      • English
    • CanadaCanada
      • English
      • Français
    • ChinaChina
      • 中文
  • LocationsFind
  • Contact Us
    • Personal
      Personal
        • Online Banking
        • BMO Digital Banking
        • Credit Card
        • Diners Club
        • Mortgage Application
        • Advisory / Brokerage
        • Account View (LPL)
        • Express Loan Pay
    • Business
      Business
      • BMO Digital Banking
      • Credit Card
      • Diners Club
      • Business Online Payroll
      • Client Line
      • iQ from Worldpay
      • BMO Harris Rewards
    • Wealth
      Wealth
      • BMO Wealth
         Connection
      • BMO Digital Banking
      • Advisory / Brokerage (Pershing)
      • Account View (LPL)
      • Investment Online
      • BMO Family Office
         Online Services
      • Credit Card
      • Total Look
      • BMO Harris Rewards
    • Commercial
      Commercial
      • Online Banking for
         Business
      • Auto Dealer Access
         System
      • Equipment Finance
      • Transportation Finance
         MyAccounts
      • Transportation Finance
         Business Pro 2.0
    • Mobile Banking
Bank of montreal Harris Bank home page
  • Personal
    • Checking Accounts
      Checking Accounts
      • BMO Harris Smart AdvantageTM Account
      • BMO Harris Smart MoneyTM Account
      • BMO Harris PremierTM Account
      Tools and features
      • BMO Digital Banking
      • Switching to BMO Harris
      • Overdraft Services
      • Order checks
      Interest rates
      • Premier account rates
      Open an account
      • Apply online
      • Call 1-888-340-2265
      • Visit a branch
    • Savings accounts, Money Markets & CDs
      Savings accounts, Money Markets & CDs
      • Savings Builder
      • Money Market
      • Certificates of Deposit
      • Health Savings Account (HSA)
      • HSA For Employers
      Rates
      • Savings Builder Rate
      • Money Market Rates
      • Certificate of Deposit Rates
      Ways to Apply
      • Open now
      • Call 1-888-340-2265
      • Find a Branch
    • Retirement Accounts (IRAs) & Investments
      Use our calculators to help plan for retirement.
      Retirement Accounts (IRAs) & Investments
      • IRA Certificates of Deposit (CDs)
      • IRA Premium Savers
      Investment Advice
      • Wealth Planning
      • Investment Management
      • Retirement Planning
      • Insurance & Risk Management
      • BMO Smart Portfolio
      Retirement Accounts Contact
      • Locate a branch
      • Call us at 1-888-340-2265
      • Investment Advice Contact
      • Let us contact you
      • Call us at 1-888-360-6394
    • Credit Cards
      Every moment brings rewards. We have a credit card that fits your needs.
      Credit Cards
      • BMO Harris Bank Platinum Rewards Mastercard®
      • BMO Harris Bank Premium Rewards Mastercard®
      • BMO Harris Bank Cash Back Mastercard®
      • BMO Harris Bank Platinum Mastercard®
      Learn more
      • BMO Harris Rewards
      • Use My Card
      creditcard-icon-48x48

      New card? Let’s get started.

      Activate your Platinum, Platinum Rewards and Cash Back card:
      1-855-825-9237
      Activate your Premium Rewards or Premier Services Premium Rewards card:
      1-855-825-9238
    • Mortgages
      Get up to $2,000 off your new purchase closing costs. Learn more about other B M O Harris mortgage offer.
      Mortgages
      • Fixed Rate Mortgage
      • Adjustable Rate Mortgage
      • Low Down Payment Mortgages
      • Jumbo Mortgages
      • Cross-Border Mortgage Program
      • Rates
      • Special offers
      • Bank Owned Properties
      Calculators
      • Fixed Rate Mortgage Payments
      • Adjustable Rate Mortgage (ARM) Payments
      • Extra Payments
      • My Budget
      • Down Payment
      calculators
      • Rent or Own
      • Closing Costs
      • Compare Loans
      • Refinancing Savings
      • Refinancing Costs
      Ready to explore?
      • Apply now
      • Request a pre-qualification
      • Call us 1-888-482-3781
      • Mon - Thu 8 a.m. - 7 p.m. (CT)
        Fri 8 a.m. - 6 p.m. (CT)
        Sat 8 a.m. - 1 p.m. (CT)
    • Loans and Lines of Credit
      A mother and daughter laugh together in a play room
      Loans and Lines of Credit
      • Home Equity Line of Credit
      • Home Equity Loans
      • Personal Line of Credit
      • Personal Loans
      Loans and Lines of Credit
      • Auto Loans
      • Savings Secured Loans
      • Credit Builder Loan Program
      • Private Student Loans
      • Refinancing Student Loans
      Tools
      • Calculators
      • Home Equity rates
      • Make an Auto Payment
      Ready to explore?
      • Apply online for Home Equity
      • Branch locator
      • Call 1-888-340-2265
    • Premier Services
    • Ways to Bank
      Even more control over your money with BMO Digital Banking. Get started
      Ways to Bank
        Banking with BMO Harris
      • BMO Harris Digital Banking
      • BMO Harris Bank by PhoneSM
      • BMO Harris Bank at Work
      • BMO Harris Security Center
      Other Banking Services
      • Overdraft Services
      • Payment and Deposit Services
      • Cross-Border Banking for Canadians
      • Branches and ATMs
      • Switch Kit
      Ready to explore?
      • Branch locator
      • Call 1-866-329-0417
      • Find financial wellness
  • Wealth
    • Business
      • Checking
        Checking
        • BMO Simple Business Checking
        • BMO Digital Business Checking
        • BMO Elite Business Checking
        • BMO Premium Business Checking
        Checking
        • Business Checking Analyzed
        • Non-Profit Small Business Checking
        Checking
        • Switch to BMO
        • Debit Card

        Ready to explore?

        • Call 1-888-340-2265
        • Let Us Contact You
        • Find a Branch
      • Credit Cards
        Credit Cards
        • BMO Harris Platinum Rewards Credit Card
        • BMO Harris Platinum Credit Card
        Credit Cards
        • Card Monitor
        • Manage Your Credit Card

        Ready to explore?

        • Call 1-888-340-2265
        • Let Us Contact You
        • Find a Branch
      • Lending
        Lending
        • Government Loans
        • Business Leasing
        Lending
        • Practice Financing for Dentists
        • Transportation Finance
        • Business Loan Calculator

        Ready to explore?

        • Call 1-888-340-2265
        • Let Us Contact You
        • Find a Branch
      • Savings
      • Business Services
        Business Services
        • Payroll Processing
        • Accept Card Payments
        Business Services
        • Cash Management
        • Remote Deposit
        Business Services
        • Bank at Work
        • Health Savings Account

        Ready to explore?

        • Call 1-888-340-2265
        • Let Us Contact You
        • Find a Branch
      • Business Insights
      • Specialty Program
        • Women in Business
        • BMO for Black and Latinx Businesses

            Ready to explore?

            • Call 1-888-340-2265
            • Let Us Contact You
            • Find a Branch
          • Special Offers
        • Commercial
          • Capital Markets
            Select Region / Language
            • USUS
              • English
            • CanadaCanada
              • English
              • Français
            • ChinaChina
              • 中文
            Contact Us
            • Phone
            • Locations

            Contact Us

            • Phone
            • Find a branch
            • Privacy
            • Legal
            • Security
            • Sitemap
            • Careers
            • About our ads
            • Accessibility
            • Cookie usage
            • About us

            Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC.

            NMLS 401052
            NMLS 401052

            Notice to Customers

            To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask you to provide a copy of your driver's license or other identifying documents. For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. The information you provide in this form may be used to perform a credit check and verify your identity by using internal sources and third party vendors. If the requested information is not provided within 30 calendar days, the account will be subject to closure.

            Third party web sites may have privacy and security policies different from BMO Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from BMO Harris web sites.

            This information is not intended to be tax or legal advice. This information cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. This information is being used to support the promotion or marketing of the planning strategies discussed herein. BMO Harris Bank N.A. and its affiliates do not provide legal or tax advice to clients. You should review your particular circumstances with your independent legal and tax advisors.