Earn up to 5x the national average2 for an 18 month CD.


Open a BMO Harris Certificate of Deposit today


Call us at 1-800-546-6101
These rates are effective as of March 17, 2018.
Term APY1 Minimum deposit Lock in a CD at our special rate
18 months 2.00% APY $5,000 Open now
30 months 2.25% APY $5,000 Open now
60 months 3.00% APY $5,000 Open now

Lock in a CD at our special rate


A BMO Harris Certificate of Deposit gives you:


A winning rate

Our interest rates for special CDs aren’t just better – some are a whopping 5X the national average2

Peace of mind

Your money is FDIC-insured up to the maximum allowed and backed by a 200-year-old bank.

Dedicated service

We can help you grow your savings and reach your goals — and we’re happy to chat.

Sit back and see your savings grow


CD rates savings growth chart


For example: If you invest $25,000 for 18 months at 2.00% APY, your money could grow to $25,754

Enjoy the safety of a fixed rate


With a BMO Harris Certificate of Deposit, you:


  • Get an industry-leading interest rate
  • Choose the length of your term
  • Rest easy knowing your principal is always guaranteed


So whether you’re saving for retirement, a vacation, or a rainy-day fund, we can help you get there—starting today.


Find a branch Call us at 1-800-546-6101

  1. Annual Percentage Yields (APYs) are accurate as of March 17, 2018 and are subject to change at any time. Contact your banker for current APYs. IRS contribution limits apply to IRAs. Early withdrawal penalties may apply. For current rate information, call 1-888-340-2265.
  2. National average Annual Percentage Yield (APY) for CDs with terms of 12 to 23, 24 to 35 months and 36 to 47 months is calculated by the Federal Deposit Insurance Corporation and is accurate as of February 20, 2018. Terms, including interest compounding and crediting, maturity, renewal, grace period and early withdrawal penalties may differ for each of these financial institutions and products, including the CD provided by BMO Harris Bank N.A. You should review all terms and conditions of each before making a selection.