Earn up to 4x the national average2 for an 18 month CD.



Open a BMO Harris Certificate of Deposit today


Call us at 1-800-546-6101


These rates are effective as of August 19, 2018.
Term APY1 Minimum deposit
18 months 2.50% APY $5,000
30 months 2.75% APY $5,000
60 months 3.25% APY $5,000


Get our limited-time CD rate today

Open in person

A BMO Harris Certificate of Deposit gives you:


A winning rate

Our interest rates for special CDs aren’t just better – some are a whopping 4x the national average2

Peace of mind

Your money is FDIC-insured up to the maximum allowed and backed by a 200-year-old bank.

Dedicated service

We can help you grow your savings and reach your goals — and we’re happy to chat.

Sit back and see your savings grow




Your initial investment



Your total after 18 months at 2.50% APY


For example: If you invest $25,000 for 18 months at 2.50% APY, your money could grow to $25,945.31

Enjoy the safety of a fixed rate


With a BMO Harris Certificate of Deposit, you:


  • Get an industry-leading interest rate
  • Choose the length of your term
  • Rest easy knowing your principal is always guaranteed


So whether you’re saving for retirement, a vacation, or a rainy-day fund, we can help you get there—starting today.


Find a branch Call us at 1-800-546-6101






Explore your savings options


Looking for something a little more flexible? You might want to check out our Money Market accounts. Enjoy the benefits of a high-yield account, plus access to your funds when you need them.



  1. $5,000 minimum opening deposit required. Annual Percentage Yields (APYs) are accurate as of August 19, 2018 and are subject to change at any time. Contact your banker for current APYs. IRS contribution limits apply to IRAs. Early withdrawal penalties may apply. For current rate information, call 1-888-340-2265.
  2. National average Annual Percentage Yield (APY) for CDs with terms of 12 to 23, 24 to 35 months and 36 to 47 months is calculated by the Federal Deposit Insurance Corporation and is accurate as of July 23, 2018. Terms, including interest compounding and crediting, maturity, renewal, grace period and early withdrawal penalties may differ for each of these financial institutions and products, including the CD provided by BMO Harris Bank N.A. You should review all terms and conditions of each before making a selection.

Grow your savings with our limited-time rate

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