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Mortgage offers & resources

Take the first step toward your new home

Let us help you start your home buying journey.

Where are you in your homeownership journey?

Your first home

Discover tools, tips and special offers just for first-time home buyers.

Buying your first home

Your next home

Get advice whether you're upgrading, downsizing or buying a second home.

Buying your next place

Refinancing

Refinance your mortgage to potentially lower your monthly payments.

Refinance your home

Our easy online application lets you apply on your schedule.

    Complete our easy application from a phone, tablet or computer.

    Receive guidance every step of the way.

    Get clear instruction on which materials you'll need to apply.

    Easily access support whenever you need it.

Apply now or check my mortgage rate

Ready to learn more about mortgages? We can help find an option that’s right for you. Explore our mortgages.


Are you already a homeowner? You can use your equity for valuable home improvements. Check out our HELOC special offers.



Three steps to becoming a homeowner


1. Get prequalified


Find out how much you can afford so you can house hunt with confidence.

2. Work with a professional


A Mortgage Banker will guide you through the process from start to finish.

3. Close the deal


We’ll keep the process moving, so you can get your keys sooner.

Tip: Already looking at houses? Take a step back. Avoid unwanted stress and surprises by speaking with a Mortgage Banker first.

Three steps to becoming a homeowner

 

 

1. Get prequalified

Find out how much you can afford so you can house hunt with confidence.

2. Work with a professional

A Mortgage Banker will guide you through the process from start to finish.

3. Close the deal

We’ll keep the process moving, so you can get your keys sooner.

Tip: Already looking at houses? Take a step back. Avoid unwanted stress and surprises by speaking with a Mortgage Banker first.



Why choose BMO Harris



Competitive rates


Take advantage of our competitive mortgage rates and fees. We explain all the costs up-front, so you can budget for each step of the way.


Personalized advice


Our Mortgage Bankers will get to know you and your needs. Plus, we can review your credit report and suggest ways to achieve your financial goals.


Easy payments


Choose from convenient online options to manage your mortgage, like Auto Pay straight from your BMO Harris checking account.


Helpful resources


Explore our tools and calculators1 to help set your budget and compare mortgage options to find the right one for you.

 


Competitive Rates

 

Take advantage of our competitive mortgage rates and fees. We explain all the costs up-front, so you can budget for each step of the way.


Personalized advice

 

Our Mortgage Bankers will get to know you and your needs. Plus, we can review your credit report and suggest ways to achieve your financial goals.


Easy payments

 

Choose from convenient online options to manage your mortgage, like Auto Pay straight from your BMO Harris checking account.


Helpful resources

 

Explore our tools and calculators1 to help set your budget and compare mortgage options to find the right one for you.


Take the first step toward your new home

Let us help you start your home buying journey.

1. Calculator is provided by Leadfusion Inc., which is not affiliated with BMO Harris. The calculator provides estimates. We do not guarantee their accuracy or applicability to your circumstances. Results depend on many factors, including the assumptions you provide. Leadfusion may have different privacy and security standards than BMO Harris. Visit its website at www.leadfusion.com to review its privacy policy.



Start your mortgage process with help from a professional

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