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Mortgage offers & resources

 

 

Where are you in your home ownership journey?

 

Your first home

A young couple unpacks moving boxes in the living room of their first home.

Discover tools, tips and special offers just for first-time home buyers.


Buying your first home

 

Your next home

A couple and their young daughter carry boxes into their new home.

Get advice whether you're upgrading, downsizing or buying a second home.


Buying your next place

 

Refinancing

A couple reviews their finances on a laptop and paper as they consider refinancing their home.

Change your mortgage to potentially lower your monthly payments.


Refinance your home

Take the first step toward your new home


Get prequalified or connect with a Mortgage Banker to start your home buying journey. A mortgage prequalification is a free estimate of how much you may be able to borrow for a home.


Ready to learn more about mortgages? We can help find an option that’s right for you. Explore our mortgages.


Are you already a homeowner? You can use your equity for valuable home improvements. Check out our HELOC special offers.



Three steps to becoming a home owner


1. Get prequalified


Find out how much you can afford so you can house hunt with confidence.

2. Work with a professional


A Mortgage Banker will guide you through the process from start to finish.

3. Close the deal


We’ll keep the process moving, so you can get your keys sooner.

Tip: Already looking at houses? Not so fast. Meeting with a Mortgage Banker first can help you avoid unwanted stress and surprises.

Three steps to becoming a home owner

 

1. Get prequalified

Find out how much you can afford so you can house hunt with confidence.

2. Work with a professional

A Mortgage Banker will guide you through the process from start to finish.

3. Close the deal

We’ll keep the process moving, so you can get your keys sooner.

Tip: Already looking at houses? Not so fast. Meeting with a Mortgage Banker first can help you avoid unwanted stress and surprises.



Why choose BMO Harris



Competitive rates


Take advantage of our competitive mortgage rates and fees. We explain all the costs up-front, so you can budget for each step of the way.


Personalized advice


Our Mortgage Bankers will get to know you and your needs. Plus, we can review your credit report and suggest ways to achieve your financial goals.


Easy payments


Choose from convenient online options to manage your mortgage, like Auto Pay1 straight from your BMO Harris checking account.


Helpful resources


Explore our tools and calculators2 to help set your budget and compare mortgage options to find the right one for you.

 


Competitive Rates

 

Take advantage of our competitive mortgage rates and fees. We explain all the costs up-front, so you can budget for each step of the way.


Personalized advice

 

Our Mortgage Bankers will get to know you and your needs. Plus, we can review your credit report and suggest ways to achieve your financial goals.


Easy payments

 

Choose from convenient online options to manage your mortgage, like Auto Pay1 straight from your BMO Harris checking account.


Helpful resources

 

Explore our tools and calculators2 to help set your budget and compare mortgage options to find the right one for you.



Take the first step toward your new home


Find out how much you can borrow and get professional guidance.


 



 

1. Auto Pay means periodic scheduled payments automatically deducted from your BMO Harris checking account, as applicable, to pay the loan. When you sign up for Auto Pay, you authorize the Bank to draw your account for all amounts then due, including any late fees and any other charges. Checking account opening subject to bank approval.


2. Calculators are provided by Leadfusion Inc., which is not affiliated with BMO Harris. The results and information provided on this website are estimates and are provided for informational purposes only. Results depend on many factors, including the assumptions you provide. We do not guarantee their accuracy, or applicability to your circumstances. Please note that Leadfusion may have different privacy and security standards than BMO Harris and you should visit its website at www.leadfusion.com  to review its privacy policy. BMO Harris does not provide tax or legal advice and you should consult your tax or legal advisor for tax and legal advice. You should always talk to your BMO Harris Mortgage Banker to determine the product that is right for you. The calculator headings are merely labels for your convenience. The calculator results are estimates only and should not be construed as advice or a recommendation.



Start your mortgage process with help from a professional

 

 


Get prequalified for a mortgage


Get a free estimate of how much you may be able to borrow


Start your prequalification


Meet with a Mortgage Banker


Get personalized advice and resources



Make an appointment


Give us a call


Let’s chat about your mortgage options


1-888-482-3781


1-888-482-3781