Refinancing
Refinancing your current mortgage may allow you to lower your interest rate and monthly mortgage payment,
shorten the term of your mortgage or let you use your home equity to make larger purchases or consolidate
debt.
If your mortgage is less than $250,000, you may benefit from refinancing with a home equity line of
credit with a Fixed Rate Lock Option. A HELOC offers competitive rates, flexibility, and we pay many
closing costs.
To learn about refinancing options, contact a BMO Harris Mortgage Banker.
Jumbo Mortgages
If you're thinking about buying bigger, BMO Harris may have a jumbo mortgage that fits your plans. Jumbo
loans are those that are more than $548,2503.
For qualifying customers4, enjoy a 0.375% interest rate discount on a jumbo mortgage loan.
To find out if a jumbo loan is right for you, contact a BMO Harris Mortgage Banker.
Cross-Border Mortgage Program
Our Gateway Program provides cross-border mortgage financing for Canadians looking to buy or refinance a
home in the U.S.
This program combines our integrated banking network with our unmatched cross-border expertise, plus the
support of a dedicated BMO Harris Mortgage Banker.