Refinancing your current mortgage may allow you to lower your interest rate and monthly mortgage
payment, shorten the term of your mortgage or let you use your home equity to make larger
purchases or consolidate debt.
If your mortgage is less than $250,000, you may benefit from refinancing with a home
equity line of credit with a Fixed Rate Lock Option. A HELOC offers competitive rates,
flexibility, and we pay many closing costs.
To learn about refinancing options, contact a BMO Harris Mortgage Banker.
If you're thinking about buying bigger, BMO Harris may have a jumbo mortgage that fits your
plans. Jumbo loans are those that exceed conforming loan limits, for financing amounts of
$484,3513 and above.
For qualifying customers4, enjoy a 0.375% interest rate discount on a jumbo mortgage
To find out if a jumbo loan is right for you, contact a BMO Harris Mortgage Banker.
Cross-Border Mortgage Program
Our Gateway Program provides cross-border mortgage financing for Canadians looking to buy or refinance a home in the U.S.
This program combines our integrated banking network with our unmatched cross-border expertise, plus the support of a dedicated BMO Harris Mortgage Banker.