BMO Harris Mobile Banking®
When you’re on the go your bank should move with you. BMO Harris Mobile Banking1 lets you bank anytime, anywhere from your smartphone or tablet. It's an easy, convenient and secure2 option for BMO Harris Online Banking® customers. To open an account or sign up for Online Banking, start today in just a few steps.
Touch ID™ and Passcode
Open the BMO Harris Mobile Banking App and select 'Settings'
Select Touch ID or Passcode on the Quick Access screen
Note: iPhone® 5S, 6 or 6 Plus users select Touch ID from the Quick Access screen
New Money Movement
Your security is our top priority
Every withdrawal you make using your smartphone is secure2.
- No personal information is stored in the BMO Harris Mobile Banking App or on your smartphone.
- You’re protected by the same User ID and Password authentication security used for online banking and mobile banking.
- Mobile Cash can only be used on a smartphone you have registered for BMO Harris Mobile Banking.
- QR codes expire after 45 seconds and do not contain any personal information. The system only uses them to identify which ATM is being used during a transaction.
- If your mobile device is lost, you can call us at 888-340-2265, and we’ll disable your mobile banking account, making Mobile Cash inaccessible to anyone.
Total Look Mobile5
How we protect you
We take the security2 of your personal and account information very seriously. Here are some of the ways we ensure your mobile banking activity is safeguarded:
- You use the same User ID and Password for BMO Harris Online Banking
- No identifiable account data is stored on your device
- If your phone is lost or stolen, you can call us 24/7 at 1-888-340-2265 to disable your service and review your recent account activity
- Your account activity and payments are protected by our Online Guarantees6
Learn about our Online Guarantees
1 Message and data rates may apply. Contact your wireless carrier for details.
2 Visit the BMO Harris Security Center for details.
3 BMO Harris Mobile Deposit is available for select BMO Harris Mobile Banking Apps. Users must be BMO Harris Online Banking® customers who have had a BMO Harris account for more than 5 calendar days. Deposits are not immediately available for withdrawal. For details, please see the BMO Harris Mobile Banking End User Terms found at bmoharris.com/legal.
4 BMO Harris Mobile Cash is available for BMO Harris Mobile Banking smartphone apps only. For details, see the BMO Harris Mobile Banking End User Terms found at bmoharris.com/legal. Users must have a BMO Harris debit or ATM Card. Even though a physical debit card isn't used to access Mobile Cash, the service is still considered a card transaction and transactions are subject to daily transaction limits for your card. If you don't know your card's daily transaction limits, please ask your banker or call 888-340-2265.
5 BMO Harris Total Look Mobile is available for select BMO Harris Mobile Banking Apps.
6 Certain conditions and limitations apply. BMO Harris Online Guarantees apply to personal accounts only and do not apply to commercial or business accounts. Please see the BMO Harris Online Banking Services Agreement found at bmoharris.com/legal for full details.
7 You should keep the check for your records for 15 business days after it's deposited.
8 To use Total Look Mobile you will need to activate Total Look through your BMO Harris Online Banking account.
9 Available to BMO Harris Bill Pay® customers only. Add bill payment to your online banking account by signing on to BMO Harris Online Banking and clicking the payments tab, then the Enroll button.
10 People Pay is available for BMO Harris Mobile Banking smartphone apps only. For details, see the BMO Harris Mobile Banking End User Terms found at bmoharris.com/legal.
iPhone® and iPad® are trademarks of Apple Inc., registered in the U.S. and/or other countries. App StoreTM is a trademark of Apple Inc. AndroidTM and Google PlayTM are trademarks of Google Inc. Amazon is a trademark of Amazon.com, Inc. or its affiliates. Kindle, Kindle Fire, Amazon, the Amazon Kindle logo, and the Kindle Fire logo are trademarks of Amazon.com, Inc. or its affiliates.
Passbook® is a trademark of Apple Inc., registered in the U.S. and/or other countries.
Apple Pay and Touch IDTM are trademarks of Apple Inc.