Earn up to 9x the national average2
Open a BMO Harris Select Money Market account today
Call us at 1-800-833-0660
Limited-time offer: Earn a guaranteed 0.75% APY through Aug. 31, 2017 when you open your account with at least $10,000 in new money.1
|Minimum balance to obtain APY||APY (%)|
|$0.01 - $9,999.99||0.05%|
|$10,000 - $249,999.99||0.75%|
Benefits of a BMO Harris Select Money Market account
Our special money market interest rate isn’t just better — it’s a whopping 9x the national average.2
Your money is FDIC-insured up to the maximum allowed and backed by a 200-year-old bank.
We can help you grow your savings and reach your goals — and we’re happy to chat.
Is a Money Market right for you?
A money market account can help boost your savings — while giving you day-to-day flexibility.3
- Access your funds at any time through checks, online banking and ATMs.3
- If you maintain a minimum balance of $2,500, we’ll waive the monthly maintenance fee for this account.
More about Money Markets
- Available for a new BMO Harris Select Money Market account opened January 17, 2017 through March 31, 2017 with a minimum $10,000 deposit of funds not currently on deposit at BMO Harris Bank N.A. or its affiliates. Account balance must stay between $10,000 and $249,999.99 to maintain the promotional Annual Percentage Yield (APY). Standard APYs will apply if the balance is below $10,000 or is $250,000 or more. Standard interest rates and APYs apply after August 31, 2017. Limit one promo account per customer. Offer is subject to change without notice and cannot be combined with any other offer. BMO Harris reserves the right to amend or cancel any part of this offer at any time.
BMO Harris Select Money Market is a variable rate account. The minimum deposit to open is $1,000. Interest rates and APYs may change at any time without notice. At any time, interest rates and APYs offered within two or more consecutive tiers may be the same. When this is the case, multiple tiers will be shown as a single tier. The following non-promotional collected balance tiers and corresponding APYs are effective as of December 23, 2016: 0.05% for balances up to $25,000 and 0.15% for balances $25,000 or more. We use the daily balance method to calculate interest, by which a daily periodic rate is applied to the collected balance in the account each day. Interest is compounded daily on the collected balance and credited to the account monthly on the statement period date. Checks you deposit into your account begin to earn interest on the business day we receive credit for them. Fees and withdrawals may reduce earnings. For current rate information, call 1-888-340-2265.
- National average Annual Percentage Yield (APY) is calculated by the Federal Deposit Insurance Corporation and is accurate as of January 3, 2017.
- Deposits of any amount are allowed at any time. Withdrawals or transfers from money market accounts are unlimited when made in person at BMO Harris, at an ATM, by messenger, or by a request by mail or speaking to a telephone representative to have a check made payable to you.
We limit all other withdrawals or transfers, including those made by POS transactions, ACH, wire, automated telephone banking and online banking, and including transfers to repay BMO Harris loans, to a combined total of six per month or monthly statement period. Transaction limitation fee of $10 will be assessed for each transaction that exceeds these transaction limitations.
Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC
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