Loans and Lines of Credit
Personal Loans and Lines of Credit
BMO Harris Express
Need to make a same-day payment to avoid a late fee? With Express Loan Pay, you can make a fast and secure 1 loan payment directly from your BMO Harris checking account.
1. Visit the BMO Harris Security Center for details.
2. The minimum line of credit withdrawal from a HELOC that can be converted to a fixed rate loan is $2,000 and the maximum that can be converted is 100% of the line amount. The minimum term is 5 years and the maximum loan term is 20 years. No more than three fixed rate lock options may be open at one time. Minimum payment due on a fixed rate lock option includes principal and interest in fixed monthly payments. As the fixed-rate balance is paid down during the draw period, funds are replenished and available for use at the variable rate during the first 10-year draw period.
Fixed Rate Lock Option Offer
Special offers are subject to change. The fixed rate lock option offer is available on applications received on or before February 29, 2020. The fixed rate lock option includes a -0.51% interest rate adjustment. With the -0.51% interest rate adjustment, APRs for a fixed rate lock option on 11/01/2019, ranged from 4.24% to 5.79%. APRs vary and will depend on the fixed rate index value at the time a fixed rate lock option is requested. The rate shown above is based on a 20-year term.