With a home equity loan, you borrow all of your funds upfront at a fixed rate and term. Have the comfort of knowing that your payments will stay the same for the life of your loan. As a valued customer, you may be eligible for rate discounts.
*Rates & payments apply the following assumptions:
Term Length (years)
Fixed annual percentage rate (APR) as low as
Includes the following discounts:
Auto Pay from eligible checking account
Estimated Monthly Payment
Number of Payments
Loan to value (LTV)
Estimated Credit Score
Rates are current as of and are subject to change without notice.
Your APR for a loan may be as low as and as high as . Your APR for a loan may be as low as and as high as . Your APR for a loan may be as low as and as high as . Your APR for a loan may be as low as and as high as .
To qualify for the lowest rate you must meet requirements for loan amount, loan-to-value, term length, credit history and have Auto Pay from an eligible BMO Harris checking account. Your monthly payment may differ from this example based on your actual loan amount and repayment terms.
Auto Pay is the free service where you authorize BMO Harris Bank to withdraw your loan payment each month from a BMO Harris eligible checking account: BMO Harris Smart Money™ Account, BMO Harris Smart Advantage™ Account, BMO Harris Select Checking®, BMO Harris Premier™ Account or BMO Harris Portfolio Checking®.
Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A.
Notice to Customers
To help the government fight the funding of terrorism and money laundering activities, federal law (USA Patriot Act (Title III of Pub. L. 107 56 signed into law October 26, 2001)) requires all financial organizations to obtain, verify and record information that identifies each person who opens an account. When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask you to provide a copy of your driver's license or other identifying documents. For each business or entity that opens an account, we will ask for your name, address and other information that will allow us to identify the entity. We may also ask you to provide a copy of your certificate of incorporation (or similar document) or other identifying documents. The information you provide in this form may be used to perform a credit check and verify your identity by using internal sources and third party vendors. If the requested information is not provided within 30 calendar days, the account will be subject to closure.
Third party web sites may have privacy and security policies different from BMO Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from BMO Harris web sites.
BMO Harris Premier Services represents a combined service approach of BMO Harris Financial Advisors and BMO Harris Bank, each a part of BMO Financial Group.
Securities, investment advisory services and insurance products are offered through BMO Harris Financial Advisors, Inc. Member
SEC-registered investment adviser. BMO Harris Financial Advisors, Inc. and BMO Harris Bank N.A. are affiliated companies. Securities and insurance products offered are: NOT FDIC INSURED – NOT BANK GUARANTEED – NOT A DEPOSIT – MAY LOSE VALUE.
This information is not intended to be tax or legal advice. This information cannot be used by any taxpayer for the purpose of avoiding tax penalties that may be imposed on the taxpayer. This information is being used to support the promotion or marketing of the planning strategies discussed herein. BMO Harris Bank N.A. and its affiliates do not provide legal or tax advice to clients. You should review your particular circumstances with your independent legal and tax advisors.