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Save up to 0.75% when you set up Auto Pay and make an eligible draw at closing.1Apply now

Home equity line of credit offers & resources

Put the power of your home to work.


Find out how a HELOC can help you achieve your goals.

Renovate your home


A HELOC can help customize and potentially add value to your home.


Start your home improvements

 

Consolidate your debt


Simplify your finances with a HELOC. Consolidating your debt may reduce your monthly payments.


Take control of your debt

 

Save for the unexpected


Tap into your HELOC for whatever you need, like major purchases or unexpected expenses.


Be ready for anything

 

Refinance your mortgage


Use a HELOC to refinance your existing mortgage and you may lower your monthly payments.



Lock in a lower payment
A couple and their daughter play in their new home. A couple and their daughter play in their new home.

Special offer

Save
 0.75% 
with these discounts1
with these discounts1
  • Save 0.25% when you set up Auto Pay from a BMO Checking Account
  • Save 0.50% when you make an eligible draw at closing

Interested in something else?

Explore our loans and lines of credit.



Looking to buy a new place?

Learn more about our mortgage options.


Three easy steps to getting a HELOC


  • 1. Get started


    Apply online or meet with a lending specialist who will learn about your needs and your property.

  • 2. Submit the application paperwork


    Once submitted, your lending processor will walk you through all the documentation you need to complete the application process.

  • 3. Close your loan


    We’ll work with you to schedule your closing and get you ready to go!

Tip: Don’t have a mortgage with us? No worries. You don’t have to bank with BMO Harris to apply for a HELOC.

Three easy steps to getting a HELOC

 

1. Get started

Apply online or meet with a lending specialist who will learn about your needs and your property.

2. Submit the application paperwork

Once submitted, your lending processor will walk you through all the documentation you need to complete the application process.

3. Close your loan

We’ll work with you to schedule your closing and get you ready to go!

Tip: Don’t have a mortgage with us? No worries. You don’t have to bank with BMO Harris to apply for a HELOC.



Why choose BMO Harris



Competitive rates


Take advantage of our competitive HELOC rates and special interest rate discount1


Fixed low rates


Lock in a low rate with our Fixed Rate Lock Option


Personalized advice


Our lending specialists will guide you through the entire HELOC process and find ways to help you achieve your home goals.


Helpful resources


Explore our tools and calculators2 to help understand all your options.

 


Competitive rates

 

Take advantage of our competitive HELOC rates and special interest rate discount1


Fixed low rates

 

Lock in a low rate with our Fixed Rate Lock Option


Personalized advice

 

Our lending specialists will guide you through the entire HELOC process and find ways to help you achieve your home goals.


Helpful resources

 

Explore our tools and calculators2 to help understand all your options.



Put the power of your home to work.


Find out how a HELOC can help you achieve your goals.



 

1. Special rate offer expires July 31, 2019. Contact a BMO Harris Banker for current rates.

To receive a 0.25% rate discount, you must authorize BMO Harris to withdraw your home equity line of credit payment each month from a BMO Harris checking account (Auto Pay).

The 0.50% interest rate discount is available on new HELOC accounts when $25,000 or more is drawn at closing, excluding funds to pay any BMO Harris debt. Certain restrictions apply. This offer does not apply to any loan that will be used to purchase the subject property. Check with your banker.

2. Calculator is provided by Leadfusion Inc., which is not affiliated with BMO Harris. The calculator provides estimates. We do not guarantee their accuracy or applicability to your circumstances. Results depend on many factors, including the assumptions you provide. Leadfusion may have different privacy and security standards than BMO Harris. Visit its website at www.leadfusion.com open externally to review its privacy policy.

Apply for your HELOC with help from a lending specialist

 

 


Apply for a HELOC online


Why wait? Get started on your application today.


Apply Now