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Get a 0.50% interest rate discount2 on a BMO Harris Home Equity Line of Credit3 when you apply by May 31, 2017, and set up Auto Pay for your HELOC with certain BMO Harris personal checking accounts at closing.

Loans and Lines of Credit

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Select the loan you need to reach your personal goals.


Build your loan





Home Equity

Home Equity Loans


You may be able to use the equity in your home to borrow a lump-sum amount and pay it off over a set repayment schedule.

Home Equity Line of Credit


Borrow what you need, when you need it, with a line of credit that uses the equity you've built up in your home.





Personal Loans and Lines of Credit

Personal Loans


When you want to borrow a lump sum amount - for a major purchase, a vacation, or another purpose - a personal loan offers the funds you need with a fixed repayment schedule.

Personal Line of Credit


Access money when you need it and up to your available credit limit. You pay interest on the money you actually borrow, not the full amount of the line.








Refinancing your mortgage with Refi-Xpress is a convenient solution designed to fit your circumstances. What's more, most loans typically close within 30 days of application approval and you can enjoy the peace of mind that comes with a fixed monthly payment.

Auto Loans



Finance your new or used vehicle with your choice of auto loans that feature competitive rates and term options. The best part for you? You get a monthly payment that works for you.

Certificate of Deposit/
Savings Secured Loans



Do you have an existing BMO Harris Bank Certificate of Deposit or Savings account? Instead of dipping into your hard-earned savings, you may be able to borrow against these funds at low rates, while your savings continue to grow.

BMO Harris Express
Loan PaySM


Need to make a same-day payment to avoid a late fee? With Express Loan Pay, you can make a fast and secure1 loan payment directly from your BMO Harris checking account.



Learn more

My Home App


Buying a new home? Estimate your home ownership costs, track and compare the homes you have visited, upload photos and more.



Download on the App Store


Get it on Google Play

1. Visit the BMO Harris Security Center for details.

2. To receive the 0.50% interest rate discount, you must apply by May 31, 2017. Auto Pay from certain qualifying BMO Harris checking accounts (please view qualifying accounts here and here) is required at account closing to receive the 0.50% interest rate discount. Auto Pay means periodic scheduled payments automatically deducted from your qualifying BMO Harris checking account, as applicable, to pay the BMO Harris Home Equity Line of Credit. When you sign up for Auto Pay, you authorize the Bank to draw your account for all amounts then due, including late fees and any other charges. Our checking products are subject to change at any time. As a result, this offer is subject to change including the availability of these checking products. When applying for Auto Pay, please ask a BMO Harris banker about the different available checking products. Customers who currently have a BMO Harris checking account that does not qualify for this offer may switch to a BMO Harris checking account that does qualify for this offer prior to or at closing. Please contact a BMO Harris banker for more details or click here to learn more.

3. This offer does not apply to any purchase of any real property. Your credit line may be reduced, or your credit line suspended, after closing if certain circumstances occur.

BMO Harris My Home App is available for iPhone® and AndroidTM devices only. The BMO Harris My Home App is free to download and use. For details, see the BMO Harris My Home Application Terms found at Message and data rates may apply. Contact your wireless carrier for details.

App StoreTM is a trademark of Apple Inc. iPhone is a trademark of Apple Inc., registered in the U.S. and/or other countries.

AndroidTM and Google PlayTM are trademarks of Google Inc.