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Save up to 0.75% with discounts on a home equity line of credit.2 Learn more

Loans and Lines of Credit

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Select the loan you need to reach your personal goals.






Home Equity

Home Equity Loans


You may be able to use the equity in your home to borrow a lump-sum amount and pay it off over a set repayment schedule.


Home Equity Line of Credit


Borrow what you need with a line of credit that uses the equity you’ve built up in your home. You can use it for a variety of needs, including renovating your home, consolidating debt or refinancing your mortgage.






Personal Loans and Lines of Credit

Personal Loans


When you want to borrow a lump sum amount - for a major purchase, a vacation, or another purpose - a personal loan offers the funds you need with a fixed repayment schedule.

Personal Line of Credit


Access money when you need it and up to your available credit limit. You pay interest on the money you actually borrow, not the full amount of the line.





Auto Loans



Finance your new or used vehicle with your choice of auto loans that feature competitive rates and term options. The best part for you? You get a monthly payment that works for you.

Certificate of Deposit/
Savings Secured Loans



Do you have an existing BMO Harris Bank Certificate of Deposit or Savings account? Instead of dipping into your hard-earned savings, you may be able to borrow against these funds at low rates, while your savings continue to grow.

BMO Harris Express
Loan Pay SM


Need to make a same-day payment to avoid a late fee? With Express Loan Pay, you can make a fast and secure 1 loan payment directly from your BMO Harris checking account.



Learn more

1. Visit the BMO Harris Security Center for details.

2. Special rate offer expires July 31, 2019. Contact a BMO Harris Banker for current rates.

To receive a 0.25% rate discount, you must authorize BMO Harris to withdraw your home equity line of credit payment each month from a BMO Harris checking account (Auto Pay).

The 0.50% interest rate discount is available on new HELOC accounts when $25,000 or more is drawn at closing, excluding funds to pay any BMO Harris debt. Certain restrictions apply. This offer does not apply to any loan that will be used to purchase the subject property. Check with your banker.