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Loans and Lines of Credit

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Select the loan you need to reach your personal goals.


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Manage your loan


Make a payment


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Home Equity

Home Equity Loans


You may be able to use the equity in your home to borrow a lump-sum amount and pay it off over a set repayment schedule.

Home Equity Line of Credit


Borrow what you need, when you need it, with a line of credit that uses the equity you've built up in your home.





Personal Loans and Lines of Credit

Personal Loans


When you want to borrow a lump sum amount - for a major purchase, a vacation, or another purpose - a personal loan offers the funds you need with a fixed repayment schedule.

Personal Line of Credit


Access money when you need it and up to your available credit limit. You pay interest on the money you actually borrow, not the full amount of the line.








Refinancing your mortgage with Refi-Xpress is a convenient solution designed to fit your circumstances. What's more, most loans typically close within 30 days of application approval and you can enjoy the peace of mind that comes with a fixed monthly payment.

Auto Loans



Finance your new or used vehicle with your choice of auto loans that feature competitive rates and term options. The best part for you? You get a monthly payment that works for you.

Certificate of Deposit/
Savings Secured Loans



Do you have an existing BMO Harris Bank Certificate of Deposit or Savings account? Instead of dipping into your hard-earned savings, you may be able to borrow against these funds at low rates, while your savings continue to grow.

BMO Harris Express
Loan PaySM


Need to make a same-day payment to avoid a late fee? With Express Loan Pay, you can make a fast and secure1 loan payment directly from your BMO Harris checking account.



Learn more

My Home App


Buying a new home? Estimate your home ownership costs, track and compare the homes you have visited, upload photos and more.



Download on the App Store


Get it on Google Play

1. Visit the BMO Harris Security Center for details.

BMO Harris My Home App is available for iPhone® and AndroidTM devices only. The BMO Harris My Home App is free to download and use. For details, see the BMO Harris My Home Application Terms found at Message and data rates may apply. Contact your wireless carrier for details.

App StoreTM is a trademark of Apple Inc. iPhone is a trademark of Apple Inc., registered in the U.S. and/or other countries.

AndroidTM and Google PlayTM are trademarks of Google Inc.

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Start a new


It should take about 20 minutes to complete your new application. If you're not able to finish it in one session, you can always save it and come back to it later.


Get started

Complete an
existing application


Ready to finish your application? It's easy to pick up where you left off.



Continue application

Check application


Whether you applied online, phone or in a BMO Harris branch, you can check your home equity or Refi-Xpress application through our online application.


Check status