Skip navigation
ShowSkip navigation

IRA Premium Savers

Higher interest rates on an IRA mean more money for your retirement. Our IRA Premium Savers account lets you make contributions on the schedule that works best for you.
  • Variable interest rates1 and annual percentage yields
  • $100 minimum opening deposit
  • No monthly maintenance fee
  • Make contributions at your own pace: weekly, monthly or in one lump sum2
  • Available as Traditional, ROTH or SEP IRA
  • Make deposits at any time. IRS contribution and distribution rules and penalties apply2
  • Monthly Auto Save3 transfers from a BMO Harris personal checking account into this account
The following documents describe the terms and conditions that apply to your account:

Connect with us

Call us
24 hours a day, 7 days a week
Locate a branch
Find a location nearest you
These terms are effective and subject to change without notice.
1.Click here for information about Interest Rates and Calculations on deposit accounts.Back
2.Visit for IRA Plan rules, eligibility requirements, and contribution limits. Consult your tax advisor.Back
3.With the Auto Save option, you choose to have a fixed amount automatically transferred regularly from your BMO Harris personal checking account to your BMO Harris personal savings or money market account.Back