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BMO Harris RewardsSM

Get your BMO Harris Rewards your way. Whether it’s travel, name-brand merchandise, gift cards or statement credits, you can choose the rewards you want.

Apply now


Travel Awards


Points can be redeemed for travel on multiple airlines for any travel class and with no blackout dates. Or use your rewards for hotels, cruises, vacation packages or other experiences.




Redeem your points for thousands of brand name merchandise items.


Gift Cards


Redeem your points for a variety of gift cards or eCertificates from your favorite retailers and restaurants.


Statement Credit


Redeem your points or cash back for a statement credit to be applied to your BMO Harris Rewards credit card.

Rewards Member


Check your available rewards balance, browse the full catalog of available awards and redeem your points or cash by visiting


See rewards


BMO Harris Bank Platinum Rewards Mastercard® Brochure (1717KB - PDF)


BMO Harris Bank Premium Rewards Mastercard® Brochure (1717KB - PDF)


BMO Harris Bank Cash Back Mastercard® Brochure (1825KB - PDF)


Participation in BMO Harris Rewards subject to terms and conditions found in the BMO Harris Rewards program rules


BMO Harris Rewards Program Rules (364KB - PDF)


BMO Harris Rewards Cash Back Program Rules (368KB - PDF)

Apply Now

New Customer


If you’re not a BMO Harris Bank customer yet, there are three ways to apply for the card you want.


Existing Customer


If you’re already a BMO Harris Bank online banking customer, you can easily apply for your new credit card online.