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BMO Harris Rewards

Earn points with every purchase you make – whether you’re buying groceries, filling the gas tank, or shopping online. Plus, you can earn rewards just for using your card to pay your bills. With no limit to the number of points you can earn, the rewards you want are closer than you think.


Travel Rewards


Choose an airline when you want to travel – with no blackout dates.




Redeem your points for a wide range of merchandise from many of your favorite stores.


Gift Cards


Redeem your points for a variety of gift cards from your favorite retailers.

Rewards Member


Are you a member of BMO Harris Rewards? Login now to check your points balance, and see what you can redeem points for.




BMO Harris Rewards Program Rules(1267KB - PDF)

Apply Now

New Customer


If you’re not a BMO Harris Bank customer yet, there are three ways to apply for the card you want.


Existing Customer


If you’re already a BMO Harris Bank online banking customer, you can easily apply for your new credit card online.