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How to Apply

Become a BMO Harris Bank customer

If you haven’t done business with us before, welcome. We’re looking forward to helping you find a credit card that matches your needs and lifestyle, and anything else you need to make the most of your money.


To apply for your new credit card, call us at 1-888-340-2265, visit a branch, or make an appointment with us. If you wish to apply online, you first need to set up an account with us – such as a checking or savings account. It’s easy to open an account online now.

Banking with BMO Harris Bank


It’s easy to manage your money with a click, call or push of a button when you bank with BMO Harris Bank. It starts with conveniently located branches and ATMs, and extends all the way to the palm of your hand with mobile banking.


Take advantage of our intuitive, easy-to-use online tools, including a comprehensive financial dashboard where you can view your online accounts in one destination. To learn more about how we keep our customer's information secure visit our Security Center.

Existing BMO Harris Customer


If you’re a BMO Harris Bank customer with Online Banking, you can easily apply for your credit card online. Log into your account and select Products and Services, Credit Cards.


If you don’t have Online Banking set up, or would like to apply by phone, call us at 1-888-340-2265 or visit a branch.


Already registered for online banking?


Log into your online banking account, select Products & Services, then Products.


Click on the Credit Cards link and choose your card.



Visit online banking

Not registered for online banking?


It’s quick and simple to register for online banking. Once registered, you can apply for your next credit card, track your spending, view your balances, and see how your rewards are adding up – 24/7.


Enroll now

What you need for the application


To complete your application, you’ll simply need to provide some personal details (such as your name, address, Social Security Number), income and employment information, and banking details. If you’re completing a joint application, your co-applicant will need to provide the same information.

Tips to improve your credit score


A healthy credit score makes it easier to borrow money – and to get a lower interest rate on your credit card.


Here are some great resources that can give you helpful tips for improving your score – and keeping it high.



Have a question?

Apply Now

New Customer


If you’re not a BMO Harris Bank customer yet, there are three ways to apply for the card you want.


Existing Customer


If you’re already a BMO Harris Bank online banking customer, you can easily apply for your new credit card online.