Get a $200 cash back bonus!

BMO Harris Bank Cash Back Mastercard®

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Special Offer

Get our biggest cash back card offer!1

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  • $200 cash back bonus: Get $200 cash back when you spend $2,000 in the first 3 months of account opening.1
  • Earn 2% cash back on eligible gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; plus 1% cash back on all other purchases.1
  • No annual fee
  • 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 13.99% - 21.99%, based on your creditworthiness.

More cash back and more perks

Monitor for suspicious activity

It’s easy to keep an eye on your accounts BMO Harris Card Monitor. Receive and reply to fraud alerts in real time.

Enhanced security with chip technology

More protection with every purchase at chip-enabled terminals.

Earn cash back

Redeem cash back for a statement credit with a minimum of $15 in your available cash balance.

Make digital payments

Make purchases with Apple Pay®, Google Pay™ and Samsung Pay™.

Looking for a rewards card?

Earn up to 25,000 or 35,000 intro bonus points.

Let’s connect

  1. Participation in BMO Harris Rewards subject to terms and conditions found in BMO Harris RewardsSM Program Rules, available at: The Account must be current and in good standing to accrue and redeem points or cash back, as applicable. While points and cash back don’t expire, any accrued points or cash back will be forfeited upon Account closure. All cash back is redeemable in the form of a statement credit.
    The introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 – 4 weeks after the conclusion of the three month period. Information regarding rates and offers is subject to change. Please visit for the most up-to-date offers available.
  • Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
  • Apple Pay® is a trademark of Apple Inc.
  • Google and the Google Pay Logo are trademarks of Google LLC.
  • Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks or their respective owners.
  • Banking products and services are subject to bank and credit approval. BMO Harris Bank N.A. Member FDIC external icon
    © 2018 BMO Harris Bank N.A. (10/18)
  • external icon Third party web sites may have privacy and security policies different from BMO Harris. Links to other web sites do not imply the endorsement or approval of such web sites. Please review the privacy and security policies of web sites reached through links from BMO Harris web sites.

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