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BMO Harris Bank Platinum Mastercard®

BMO Harris Bank Platinum Mastercard
  • 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 12.49% - 19.49%, based on your creditworthiness.
  • 0% introductory APR on balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 12.49% - 19.49%, based on your creditworthiness.1
  • No annual fee

 

 

0% introductory APR on Purchases

 

On purchases for 6 months from account opening date. After that, a variable APR applies, currently 12.49% - 19.49%, based on your creditworthiness.

 

0% introductory APR on Balance Transfers

 

On balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 12.49% - 19.49%, based on your creditworthiness.1

 

Digital payments

 

Make purchases with your smartphone using Apple Pay®, Android PayTM, Samsung PayTM and BMO Harris Bank MasterpassTM.

Learn more

 

Priceless® Cities

 

Access to experiences that are special, unique and priceless available in cities across the globe, exclusive for Mastercard cardholders. Choose from one-of-a-kind experiences, special adventures, shopping and dining benefits, the best shows and sporting events, hotel upgrades and small perks that make your city adventures more special.

 

Learn more

 

Purchasing power

 

Welcomed at millions of locations worldwide, wherever Mastercard® credit cards are accepted

 

Online account management

 

Access and manage your account online at any time.

 

Chip Technology

 

More protection with every purchase at chip-enabled terminals.

 

Identity Theft Resolution Services

 

If you believe you are a victim of Identity Theft, Identity Theft Resolution Services provides you with access to a number of services including, credit bureau notification and card replacement assistance, ID theft education and the opportunity to enroll in Identify Theft Alerts.

 

Mastercard® ID Theft Alerts

 

CSID’s proprietary Internet surveillance technology that proactively detects the illegal trading and selling of personally identifiable information (PII) online. System alerts you if it detects that your personal information – credit or debit card, Social Security Number, driver's license number or other sensitive data – is being bought or sold online.

 

Sign up today

 

Mastercard Zero Liability

 

Pay only for purchases which you have authorized on your Mastercard credit card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

 

Learn more

 

Extended Warranty

 

Doubles the original manufacturer’s (or U.S. store brand) warranty for up to one year on most new items purchased with your eligible Mastercard that have an original manufacturer’s warranty of one year or less.2

 

Price Protection

 

Covers most purchases made entirely with your Mastercard card for sixty (60) days from the date of purchase for the difference between the price paid for the item and the lower advertised price.2

 

Master RoadAssist® Roadside Service

 

Arranges emergency roadside assistance such as jump-starts, tire change, towing and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible Mastercard card.2

 

MasterRental®

 

Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible Mastercard card is used to initiate and pay for the entire rental transaction and you decline optional collision/damage waiver offered by the rental company.2


For complete benefit information, refer to the Mastercard Guide to Benefits.

Features

 

0% introductory APR on purchases

 

On purchases for 6 months from account opening date. After that, a variable APR applies, currently 12.49% - 19.49%, based on your creditworthiness.

 

0% on balance transfers

 

On balance transfers for 15 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 12.49% - 19.49%, based on your creditworthiness.1

 

Digital payments

 

Make purchases with your smartphone using Apple Pay®, Android PayTM, Samsung PayTM and BMO Harris Bank MasterpassTM.

Learn more

 

Priceless® Cities

 

Access to experiences that are special, unique and priceless available in cities across the globe, exclusive for Mastercard cardholders. Choose from one-of-a-kind experiences, special adventures, shopping and dining benefits, the best shows and sporting events, hotel upgrades and small perks that make your city adventures more special.

 

Learn more

 

Purchasing power

 

Your card is accepted at millions of locations worldwide.

 

Online account management

 

Access and manage your account online at any time.

 

Chip Technology

 

More protection with every purchase at chip-enabled terminals.


Protection & Assistance

 

Identity Theft Resolution Services

 

If you believe you are a victim of Identity Theft, Identity Theft Resolution Services provides you with access to a number of services including, credit bureau notification and card replacement assistance, ID theft education and the opportunity to enroll in Identify Theft Alerts.

 

Mastercard® ID Theft Alerts

 

CSID’s proprietary Internet surveillance technology that proactively detects the illegal trading and selling of personally identifiable information (PII) online. System alerts you if it detects that your personal information – credit or debit card, Social Security Number, driver's license number or other sensitive data – is being bought or sold online.

 

Sign up today

 

Mastercard Zero Liability

 

Pay only for purchases which you have authorized on your Mastercard credit card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

 

Learn more

 

Extended Warranty

 

Doubles the original manufacturer’s (or U.S. store brand) warranty for up to one year on most new items purchased with your eligible Mastercard that have an original manufacturer’s warranty of one year or less.2

 

Price Protection

 

Covers most purchases made entirely with your Mastercard card for sixty (60) days from the date of purchase for the difference between the price paid for the item and the lower advertised price.2

 

Master RoadAssist® Roadside Service

 

Arranges emergency roadside assistance such as jump-starts, tire change, towing and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible Mastercard.2

 

MasterRental®

 

Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible Mastercard card is used to initiate and pay for the entire rental transaction and you decline optional collision/damage waiver offered by the rental company.2


Terms & Conditions



How to Apply

 

 

 

Apply online in just a few minutes.


Are you an existing cardholder?

 

Check your balance, see your activity and make payments – online, anytime.

 

Access your account online

Have a question?


 

 

 

 

1 Balance transfers available to Primary Cardholder and Co-Borrower only. You can request to transfer balances from credit card accounts that you have with other credit card issuers. By submitting your Balance Transfer request you agree that the terms and conditions of your Cardholder Agreement apply to all balances transferred. Please refer to the Summary of Credit Terms for important information about rates and fees.

 

2 Certain terms, conditions, and exclusions apply. Extended Warranty, Price Protection, Master RoadAssist® and MasterRental® are underwritten by New Hampshire Insurance Company, an AIG company. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.

 

Apple Pay® is a trademark of Apple Inc.

 

Android, Android Pay and the Android logos are trademarks of Google, Inc.

 

Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks or their respective owners.

 

Mastercard, the Mastercard Brand Mark, Mastercard® ID Theft AlertsTM, Master RoadAssist®, MasterRental®, Masterpass, and the circles design are trademarks of Mastercard International Incorporated.

Apply Now

New Customer

 

If you’re not a BMO Harris Bank customer yet, there are three ways to apply for the card you want.

 

Existing Customer

 

If you’re already a BMO Harris Bank online banking customer, you can easily apply for your new credit card online.