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Get a $200 cash back bonus! Our biggest cashback card offer! Apply now

BMO Harris Bank Cash Back Mastercard®

BMO Harris Bank Cash Back Mastercard

Special Offer

 

 

0% introductory APR on Balance Transfers

 

On balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 15.74% - 23.74%, based on your creditworthiness.2

 

Priceless® Cities

 

Access to experiences that are special, unique and priceless available in cities across the globe, exclusive for Mastercard cardholders. Choose from one-of-a-kind experiences, special adventures, shopping and dining benefits, the best shows and sporting events, hotel upgrades and small perks that make your city adventures more special.

 

Learn more

 

Digital payments

 

Make purchases with your smartphone using Apple Pay®, Google PayTM and Samsung PayTM.

Learn more

 

Purchasing power

 

Welcomed at millions of locations worldwide, wherever Mastercard® credit cards are accepted.

 

Online account management

 

Access and manage your account online at any time.

 

Chip Technology

 

More protection with every purchase at chip-enabled terminals.

 

BMO Harris Card Monitor

 

Stay on top of your credit card account and easily monitor and manage all your card transactions. It’s simple and convenient.



Learn more

 

Get a $200 cash back bonus! Our biggest cashback card offer!

 

Get a $200 cash back bonus for a limited time when you spend $2,000 in the first 3 months of account opening.1 Learn more

 

Earn Cash Back

 

Quick and easy cash back. Get 2% cash back on eligible gas and grocery purchases, up to $2,500 in combined spend per calendar quarter, and 1% cash back on all other purchases. Redeem cash back for a statement credit with a minimum of $15 in your available cash balance.1


 

Mastercard ID Theft Protection -  Resolution Services

 

If you believe you are a victim of Identity Theft, Identity Theft Resolution Services provides you with access to a number of services including, credit bureau notification and card replacement assistance, ID theft education and the opportunity to enroll in Identify Theft Alerts.

 

Mastercard ID Theft Protection - Identity Monitoring

 

IDT searches the internet to detect compromised credentials and potentially damaging use of your personal information, and alerts you via email so that you can take immediate action. This platform utilizes automated monitoring and human threat intelligence from cyber operations agents monitoring threat actors and their tactics on the deep and dark web where personal data is bought and sold.

 

Sign up today

 

Mastercard Zero Liability

 

Pay only for purchases which you have authorized on your Mastercard credit card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

 

Learn more

 

Extended Warranty

 

Doubles the original manufacturer's (or U.S. store brand) warranty for up to one year on most new items purchased with your eligible Mastercard that have an original manufacturer’s warranty of one year or less.

 

Travel Assistance Services - Master RoadAssist® Roadside Service

 

Arranges emergency roadside assistance such as jump-starts, tire change, towing and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible Mastercard card.

 

MasterRental®

 

Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible Mastercard card is used to initiate and pay for the entire rental transaction and you decline optional collision/damage waiver offered by the rental company.


For complete benefit information, refer to the Mastercard Guide to Benefits.3

Features

 

0% introductory APR on balance transfers

 

On balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 15.74% - 23.74%, based on your creditworthiness.2

 

Priceless® Cities

 

Access to experiences that are special, unique and priceless available in cities across the globe, exclusive for Mastercard cardholders. Choose from one-of-a-kind experiences, special adventures, shopping and dining benefits, the best shows and sporting events, hotel upgrades and small perks that make your city adventures more special.

 

Learn more

 

Digital payments

 

Make purchases with your smartphone using Apple Pay®, Google PayTM and Samsung PayTM.

Learn more

 

Purchasing power

 

Your card is accepted at millions of locations worldwide.

 

Online account management

 

Access and manage your account online at any time.

 

Chip Technology

 

More protection with every purchase at chip-enabled terminals.

 

BMO Harris Card Monitor

 

Stay on top of your credit card account and easily monitor and manage all your card transactions. It’s simple and convenient.



Learn more

BMO Harris Rewards

 

Get a $200 cash back bonus! Our biggest cashback card offer!

 

Get a $200 cash back bonus for a limited time when you spend $2,000 in the first 3 months of account opening.1 Learn more

 

Earn Cash Back

 

Quick and easy cash back. Get 2% cash back on eligible gas and grocery purchases, up to $2,500 in combined spend per calendar quarter, and 1% cash back on all other purchases. Redeem cash back for a statement credit with a minimum of $15 in your available cash balance.1


Protection & Assistance

 

Mastercard ID Theft Protection -  Resolution Services

 

If you believe you are a victim of Identity Theft, Identity Theft Resolution Services provides you with access to a number of services including, credit bureau notification and card replacement assistance, ID theft education and the opportunity to enroll in Identify Theft Alerts.

 

Mastercard ID Theft Protection - Identity Monitoring

 

IDT searches the internet to detect compromised credentials and potentially damaging use of your personal information, and alerts you via email so that you can take immediate action. This platform utilizes automated monitoring and human threat intelligence from cyber operations agents monitoring threat actors and their tactics on the deep and dark web where personal data is bought and sold.

 

Sign up today

 

Mastercard Zero Liability

 

Pay only for purchases which you have authorized on your Mastercard credit card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply.

 

Learn more

 

Extended Warranty

 

Doubles the original manufacturer's (or U.S. store brand) warranty for up to one year on most new items purchased with your eligible Mastercard that have an original manufacturer’s warranty of one year or less.

 

Travel Assistance Services - Master RoadAssist® Roadside Service

 

Arranges emergency roadside assistance such as jump-starts, tire change, towing and gas delivery if you get stuck on the road. Service fees are pre-negotiated and billed to your eligible Mastercard card.

 

MasterRental®

 

Pays for covered damages (physical damage and theft) to a rental vehicle when your eligible Mastercard card is used to initiate and pay for the entire rental transaction and you decline optional collision/damage waiver offered by the rental company.


Terms & Conditions



How to Apply

 

 

 

Apply online in just a few minutes.

BMO Harris Rewards

 

 

 

It’s easy to earn and redeem points for travel, merchandise and gift cards. Every qualifying purchase counts.


Are you an existing cardholder?

 

Check your balance, see your activity and make payments – online, anytime.

 

Access your account online

Have a question?


1 Participation in BMO Harris Rewards subject to terms and conditions found in BMO Harris RewardsSM Program Rules, available at: https://www.bmoharris.com/bmoharrisrewardsconsumer. The Account must be current and in good standing to accrue and redeem points or cash back, as applicable. While points and cash back don’t expire, any accrued points or cash back will be forfeited upon Account closure. All cash back is redeemable in the form of a statement credit. The introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 – 4 weeks after the conclusion of the three month period.

 

2 Balance transfers available to Primary Cardholder and Co-Borrower only. You can request to transfer balances from credit card accounts that you have with other credit card issuers. By submitting your Balance Transfer request you agree that the terms and conditions of your Cardholder Agreement apply to all balances transferred. Please refer to the Summary of Credit Terms for important information about rates and fees.

 

3 Insurance benefits are provided under a group policy issued by New Hampshire Insurance Company, an AIG company. For complete coverage terms and conditions call 1-800-MASTERCARD (1-800-627-8372) for assistance. Refer to the Mastercard Guide to Benefits for more information.

 

Apply Now


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  2. Select Offers
  3. Apply for the card of your choice

 

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Apply in person

 

Stop by a BMO Harris branch near you to complete your application.

 

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