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BMO Harris Bank Credit Cards


Rewards

BMO Harris Bank
Platinum Rewards Mastercard®

 

BMO Harris Bank Platinum Rewards Mastercard

 

Apply now

 

Learn more


BMO Harris Bank
Premium Rewards Mastercard®

 

BMO Harris Bank Premium Rewards Mastercard

 

Apply now

 

Learn more


BMO Harris Bank
Cash Back Mastercard®

 

BMO Harris Bank Cash Back Mastercard

 

Apply now

 

  • $200 cash back bonus when you spend $2,000 in the first 3 months of account opening1 Learn more
  • 2% cash back on eligible gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1% cash back on all other purchases2
  • 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 15.99% - 23.99%, based on your creditworthiness.
  • 0% introductory APR on balance transfersfor 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 15.99% - 23.99%, based on your creditworthiness3
  • No annual fee

Learn more

No Annual Fee

BMO Harris Bank
Platinum Rewards Mastercard®

 

BMO Harris Bank Platinum Rewards Mastercard

 

Apply now

 

Learn more


BMO Harris Bank
Cash Back Mastercard®

 

BMO Harris Bank Cash Back Mastercard

 

Apply now

 

  • $200 cash back bonus when you spend $2,000 in the first 3 months of account opening1 Learn more
  • 2% cash back on eligible gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1% cash back on all other purchases2
  • 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 15.99% - 23.99%, based on your creditworthiness.
  • 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 15.99% - 23.99%, based on your creditworthiness3
  • No annual fee

Learn more


BMO Harris Bank
Platinum Mastercard®

 

BMO Harris Bank Platinum Mastercard

 

Apply now

 

Learn more

Cash Back

BMO Harris Bank Cash Back Mastercard®

 

BMO Harris Bank Cash Back Mastercard

 

Apply now

 

  • $200 cash back bonus when you spend $2,000 in the first 3 months of account opening1 Learn more
  • 2% cash back on eligible gas and grocery purchases, up to $2,500 in combined spend each calendar quarter; 1% cash back on all other purchases2
  • 0% introductory APR on purchases for 6 months from account opening date. After that, a variable APR applies, currently 15.99% - 23.99%, based on your creditworthiness.
  • 0% introductory APR on balance transfers for 12 months from date of first transfer when transfers are completed within 90 days from date of account opening. After that, a variable APR applies, currently 15.99% - 23.99%, based on your creditworthiness3
  • No annual fee

Learn more

Premium

BMO Harris Bank Premium Rewards Mastercard®

 

BMO Harris Bank Premium Rewards Mastercard

 

Apply now

 

Learn more


How to Apply

 

 

 

Apply online in just a few minutes.

BMO Harris Rewards

 

 

 

It’s easy to earn and redeem points for travel, merchandise and gift cards. Every qualifying purchase counts.


Manage Your Card

Access your cardholder account – online, anytime.

Cardholder Resources

Find your credit card agreements, important phone numbers, activation information and more.

Credit Card Disputes

Read our FAQs on disputes, plus get tips on how to protect yourself.


Have a question?


1 Participation in BMO Harris Rewards subject to terms and conditions found in BMO Harris RewardsSM Program Rules, available at: https://www.bmoharris.com/bmoharrisrewardsconsumer. The Account must be current and in good standing to accrue and redeem points or cash back, as applicable. While points and cash back don’t expire, any accrued points or cash back will be forfeited upon Account closure. All cash back is redeemable in the form of a statement credit. The introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 – 4 weeks after the conclusion of the three month period. Offer only available for credit card applications received between November 6, 2018 and October 31, 2019.

 

2 Double rewards points only earned on the first $2,500 of combined, qualified net eligible gas and grocery purchases each calendar quarter. Premium Rewards: Triple rewards points only earned on the first $2,500 of combined, qualified net eligible dining, hotel and airfare purchases each calendar quarter. One rewards point earned per $1 for all other qualified net purchases.

 

3 Balance transfers available to Primary Cardholder and Co-Borrower only. You can request to transfer balances from credit card accounts that you have with other credit card issuers. By submitting your Balance Transfer request you agree that the terms and conditions of your Cardholder Agreement apply to all balances transferred. Please refer to the Summary of Credit Terms for each card for important information about rates and fees: BMO Harris Premium Rewards Mastercard, BMO Harris Platinum Rewards Mastercard, BMO Harris Cash Back Mastercard and BMO Harris Platinum Mastercard

 

4 As a Priority PassTM Select member, you agree to abide by the Priority Pass Conditions of Use, which can be found in the lounge directory included with your membership credentials or at www.prioritypass.com/en/Select. See Guide to Benefits for additional information.

 

Mastercard© and the circles design is a registered trademark of Mastercard International Incorporated.

Apply Now


 

I use BMO Harris Online Banking®

 

I use BMO Harris Online Banking®

 

  1. Sign inFor best experience, complete your application on a desktop
  2. Select Products & Services, then Products, then Credit Cards
  3. Apply for the card of your choice.

 

or

 

I use BMO Digital Banking

 

I use BMO Digital Banking

Apply in person

 

Stop by a BMO Harris branch near you to complete your application.

 

Find a branch

 

Apply in person

 

Stop by a BMO Harris branch near you to complete your application.

 

Find a branch

Apply Now


 

I use BMO Harris Online Banking®

 

I use BMO Harris Online Banking®

 

  1. Sign inFor best experience, complete your application on a desktop
  2. Select Products & Services, then Products, then Credit Cards
  3. Apply for the card of your choice.

 

or

 

I use BMO Digital Banking

 

I use BMO Digital Banking

Apply in person

 

Stop by a BMO Harris branch near you to complete your application.

 

Find a branch

 

Apply in person

 

Stop by a BMO Harris branch near you to complete your application.

 

Find a branch