Deposit money anytime and withdraw funds easily for qualified medical expenses.
- No minimum opening deposit
- No monthly maintenance fee
- Manage your account online with BMO Harris Online Banking®
A day-to-day checking account that gives you free access to BMO Harris Online Banking® and BMO Harris
Receive special offers and enjoy free access to BMO Harris Online Banking® and BMO Harris Mobile Banking®.1
Access and manage your accounts online, on your own time.
Bank on the go, from your mobile device.
Convenient account access at hundreds of BMO Harris branches and more than a thousand ATMs.
Easy and safe ways to receive regular deposits or pay recurring bills.
|Checking account type||BMO Harris Everyday Checking®||BMO Harris Select Checking®||BMO Harris Portfolio Checking®|
All BMO Harris Bank customers enjoy:
Meeting day-to-day checking needs
Earning interest and getting special discounts
Earning higher interest, getting special discounts and other benefits
|Earns interest (view rates)||-||Yes||Yes|
|Minimum opening deposit||$100||$100||$100|
|Monthly Maintenance Fee:||$10||$15||$25|
|The fee is waived each month for:|
|Accounts with Incoming External Deposits totaling $500 or more during the statement period||Yes||-||-|
|BMO Harris mortgage customers2||-||-||Yes|
|BMO Harris home equity customers2||-||Yes||Yes|
|Accounts with a minimum daily Ledger Balance||$1,000||$5,000||$25,000|
|Additional ways to waive monthly maintenance fee3||Yes||Yes||Yes|
|ATM Transaction Fees|
|No ATM transaction fee for withdrawals or deposits at BMO Harris ATMs||Yes||Yes||Yes|
|BMO Harris fee for Non-BMO Harris ATM Transactions4||$2.50||$2.50||$2.50|
|This fee is waived monthly for5||College students5||2 transactions||5 transactions|
|Non-BMO Harris ATM surcharge fees reimbursed5||-||-||Up to $25|
|Accounts may provide monthly maintenance fee waivers for certain additional accounts through Relationship Waiver6||-||Yes||Yes|
|Accounts may provide loan and mortgage discounts||-||Yes||Yes|
|Account Terms & Other Fees|