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BMO Harris Premier™ Account

A premium checking account that rewards you with special customer benefits.

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$30waivable monthly maintenance fee
Unlimitednon-BMO Harris ATM transactions1
$25 rebatemonthly on ATM surcharge fees from other banks

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What's Included

Minimum opening deposit

Minimum opening deposit

$25

Monthly maintenance fee

Monthly maintenance fee

$30, waived when you have one of the following: $25,000 minimum daily balance, $50,000 in combined balances with Relationship Waiver2, or a BMO Harris Financial Advisors, Inc. investment account3

Special benefits

Special benefits

  • Tiered rate of interest — the higher your balance, the more you may earn
  • Unlimited non-BMO Harris ATM transactions1
  • Get a rebate of up to $25 per statement period on ATM surcharge fees charged by other banks
  • Overdraft Services available with certain fees waived
  • Fees waived on Cashier's Checks and Money Orders
  • Fees waived on paper statements and check images
  • Chip-enabled BMO Harris Bank World Debit Mastercard®

What's my interest rate?

What's my interest rate?

Please enter a valid zipcode
Minimum Balance to
Obtain APY4
Interest Rate (%)APY (%)4
$0.01 to
$4,999.99
$5,000.00 to
$9,999.99
$10,000.00 to
$24,999.99
$25,000.00 to
$49,999.99
$50,000.00 to
$99,999.99
$100,000.00 to
$249,999.99
$250,000.00 to
$499,999.99
$500,000.00 to
$999,999.99
$1,000,000.00 and
above
These rates are effective as of

Additional Features

ATM & Other Banking Transactions

ATM & Other Banking Transactions

  • No fee for withdrawals and deposits at BMO Harris ATMs and branches
  • Unlimited fee-free transactions at over 40,000 BMO Harris and Allpoint® network ATMs nationwide
  • Unlimited transactions at retailers when you use your BMO Harris Bank World Debit Mastercard®5

Additional benefits

Additional benefits

Mortgage and Home Equity Line of Credit discounts

Wire Transfers & Overdraft Fees

Wire Transfers & Overdraft Fees

  • Wire Transfers
  • $0 for each incoming wire transfer
  • $30 for each outgoing domestic wire transfer
  • $50 for each outgoing international wire transfer
  • Overdraft Fees
  • $36 for each NSF6
  • $36 for each overdraft6
  • $7 consecutive day overdrafts7

Banking Services

With every BMO Harris account, you can:

With every BMO Harris account, you can:

  • Pay bills, transfer money, view statements, and more with free online banking8
  • Check your balances and account activity and make deposits9 wherever you are with free mobile banking10
  • Receive online account and security email alerts
  • Get unlimited fee-free transactions at over 40,000 fee-free BMO Harris and Allpoint® network ATMs nationwide
  • Get cash at most BMO Harris ATMs using just your smartphone11 with BMO Harris Mobile Cash®
  • Send money to almost anyone in the U.S. with a U.S. bank account and an email address with People Pay12
  • Access BMO Harris Total Look®, a tool that helps you review and manage your accounts online – even if they’re not with us
  • Get personalized assistance through Chat, callback and at over 600 branches

Not the right account for you?

Take a look at our other checking accounts

  • BMO Harris Smart Money™ Account

    A low monthly fee checking option with no overdraft or NSF fees.

    Learn more

  • BMO Harris Smart Advantage™ Account

    A checking account with no monthly fees13 with eStatements.

    Learn more


Are you ready?

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Open your account online

The application is safe and secure.14

This starts your application

Call us to open your account by phone 1-888-340-2265

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