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BMO Harris Bank Debit MasterCard®

Card

BMO Harris Bank Debit MasterCard®

Make a purchase with this debit card and the amount is deducted from your checking account. Includes Zero Liability protection1 against unauthorized purchases.
Welcomed at millions of locations worldwide, wherever MasterCard debit cards are accepted.
Apply now

BMO Harris personal checking account required.

BMO Harris Bank Debit MasterCard® Features

Digital payments

Make purchases with your smartphone using Apple Pay®, Android PayTM, Samsung PayTM and BMO Harris Bank MasterpassTM.

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Faster and more convenient than cash and checks

No annual fee

Zero Liability protection from unauthorized purchases using your card1

No fees for purchases — shopping, dining, gas, entertainment and more2

Can be used at millions of locations worldwide, wherever MasterCard® debit cards are accepted

SecureCode™

SecureCode provides additional protection to keep online transactions private, helping ensure that only you can make online purchases with your BMO Harris Bank Debit MasterCard® or BMO Harris Bank World Debit MasterCard®. It's safe, easy and free. And it's supported by more than 1 million participating merchants.

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Advanced chip technology

More protection with every purchase at chip-enabled terminals.

MasterCard ID Theft AlertsTM

CSID’s proprietary Internet surveillance technology that proactively detects the illegal trading and selling of personally identifiable information (PII) online. System alerts you if it detects that your personal information – credit or debit card, Social Security Number, driver's license number or other sensitive data – is being bought or sold online.

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Extended Warranty

Doubles the original manufacturer's (or U.S. store brand) warranty for up to one year on most new items purchased with your BMO Harris Debit Card that have an original manufacturer's warranty of one year or less.3

Price Protection

Covers most purchases made entirely with your BMO Harris Debit Card for sixty (60) days from the date of purchase for the difference between the price paid for the item and the lower advertised price.4

Satisfaction Guarantee

Covers most purchases made with your BMO Harris Debit Card for sixty (60) days from the date of purchase for a full refund, up to $250, in the event you become dissatisfied with the purchased item and the store will not accept a return of the item.4

Apply now

BMO Harris personal checking account required.

Have questions?

1. Pay only for purchases that you have authorized on your MasterCard card. Unauthorized purchases are not your responsibility. Conditions and exceptions apply. Get details .

2. A foreign transaction fee in the amount of 3% of the transaction amount will apply to any transaction initiated in a foreign country whether initiated by the cardholder while traveling or by a foreign merchant for a purchase the cardholder makes remotely from the United States, whether or not a currency conversion is required.

3. Certain terms, conditions, and exclusions apply. BMO Harris Debit Card Guide to Benefits are underwritten by Virginia Surety Company, Inc. Contact your issuing financial institution for complete coverage terms and conditions or call 800-622-7747 for assistance.

4. Certain terms, conditions, and exclusions apply. Refer to your BMO Harris Debit Card Guide to Benefits for more information.

BMO Harris personal checking account required. Certain restrictions, limitations, and exclusions apply.

Apple Pay® is a trademark of Apple Inc.

Android, Android Pay and the Android logos are trademarks of Google, Inc.

Samsung and Samsung Pay are trademarks of Samsung Electronics Co., Ltd. Use only in accordance with law. Other company and product names mentioned may be trademarks or their respective owners.

Mastercard, the Mastercard Brand Mark, Mastercard® ID Theft AlertsTM, Master RoadAssist®, MasterRental®, Masterpass, and the circles design are trademarks of Mastercard International Incorporated.