Watch your money grow fast and stay safe with BMO Harris.

9-month term

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APY1

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12-month term

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APY1

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  • Some of the best CD rates in the country

  • Your deposit is FDIC-insured

  • $5,000 minimum opening deposit

  • Guaranteed growth with no uncertainty

Get the benefits of banking with BMO Harris

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  1. Established in 1882 as Harris Bank, our 200-plus year history marks us as an established bank you can trust.

  2. Enjoy convenient banking at over 600 branches across the United States.

  3. With BMO Digital Banking, it's easier to do your banking online, anywhere, anytime.

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Grow your savings with security and confidence
Get a great interest rate, the security of FDIC protection, and access when you need it.

piggy icon

Grow your savings with security and confidence

Get a great interest rate, the security of FDIC protection, and access when you need it.

  1. Early withdrawal penalties may apply. Annual Percentage Yields (APYs) are accurate as of and are subject to change at any time. For current rate information contact your banker or call us at 1-800-546-6101. For CDs opened online: the maximum opening deposit for Add-On CDs and CDs funded by check is $100,000; the maximum opening deposit for all other CDs is $250,000; CDs must be funded within 10 business days of application and funds may not be withdrawn for the first 11 days after funding; and CDs can only be in individual or joint ownership and are not available for IRAs. Deposits at FDIC-insured institutions are insured up to at least $250,000 per depositor. Please visit www.fdic.gov for current FDIC insurance limits.