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1. Early withdrawal penalties may apply. Annual Percentage Yields (APYs) are accurate as of the date stated and are subject to change at any time. For current rate information contact your banker or call us at 1-800-546-6101. For CDs opened online: the maximum opening deposit for Add-On CDs and CDs funded by check is $100,000; the maximum opening deposit for all other CDs is $250,000; CDs must be funded within 10 business days of application and funds may not be withdrawn for the first 11 days after funding; and CDs can only be in individual or joint ownership and are not available for IRAs. Deposits at FDIC-insured institutions are insured up to at least $250,000 per depositor. Please visit www.fdic.gov 
for current FDIC insurance limits.
for current FDIC insurance limits.
2. Participation in BMO Harris Rewards subject to terms and conditions found in BMO Harris RewardsSM Program Rules, available at: https://www.bmoharris.com/bmoharrisrewardsconsumer. The Account must be current and in good standing to accrue and redeem points or cash back, as applicable. While points and cash back don’t expire, any accrued points or cash back will be forfeited upon Account closure. All cash back is redeemable in the form of a statement credit. The introductory rewards bonus is based on total net qualified purchases made in the first three months of account opening and rewards will be awarded to qualifying Accounts 3 – 4 weeks after the conclusion of the three month period. Information regarding rates and offers is subject to change. Please visit www.bmoharris.com/cards for the most up-to-date offers available.