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Security Center

Get the protection and help you need to feel secure.

At BMO Harris, we use safeguards to help keep your bank accounts and personal information secure — but that's not all. Here are some friendly tips to help you stay safe online.

Protect yourself from phishing scams

Protect yourself from phishing scams

Phishing is when online scammers attempt to trick you into sharing personal information. This quick video will show you how to spot phishing and protect your information.

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Report fraud and suspicious activity

Note: We’ll never contact you via unsolicited email, text, or phone call asking for sensitive information, passwords or PINs. If you get a call, voicemail, email or text from someone claiming to be from BMO Harris and you think it's suspicious, contact us immediately using the information on the back of your card.

Digital Banking security

Your identity and account information is protected by layers of security when you bank online or from your phone. Here's what you need to know:
  • Setting up a secure log-in to access your accounts is free and can be done in minutes
  • You're backed by our digital banking guarantee
You can safely bank wherever you want, on any device. Follow these tips to feel secure:
  • Skip the public WiFi when it comes to digital banking — although your personal connection is secure, general public Wi-Fi connections are not.
  • Always log out! After you've checked in on your mobile or online banking, sign out.
  • Password-protect your phone, and lock your device when you're not using it.

Create a secure Digital Banking log-in

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Protect yourself against fake check scams

Don't share your information with anyone online or over the phone — plus brush up on more ways to protect yourself:
Know what to look for to protect yourself against check scams:
  • If a stranger wants to pay you for something, insist on a cashier's check for the exact amount
  • The bottom line is if someone you don't know wants to pay you by check but wants to wire money back, it's probably a scam
Learn some of the tactics cybercriminals use to try to trick you:
  • You've won a lottery but you're asked to pay processing fees
  • You receive an inheritance but need to pay legal fees to get the funds
  • During tax season, you receive a suspicious email about a tax refund or money you owe the IRS

More ways we protect you

Protection from unauthorized transactions

Rely on some of the strongest protections available – we use leading-edge technology and software to prevent unauthorized users from accessing your bank accounts.

Learn more about Protection from unauthorized transactions  

Digital Banking guarantee

Have peace of mind when you bank online or from your mobile device. Our guarantees automatically protect you if your account is compromised.

Learn more about Digital Banking guarantee  
Read the F A Q's  

Safe browsing

Feel secure when you browse our site and do your online banking. The electronic, physical, and procedural safeguards we use to protect your personal information comply with federal standards.

Learn more about Safe browsing  

Secure emails

Confidently send and receive emails through our PROTECT Message Center. It’s easy to sign up for this free service.

Learn more about Secure emails  

Get alerts with Card Monitor

Banking products and services are subject to bank and credit approval and are provided by BMO Harris Bank N.A. Member FDIC
Message and data rates may apply. Contact your wireless carrier for details.
Certain conditions and limitations apply. BMO Harris Online Guarantees apply to personal accounts only and do not apply to commercial or business accounts. Please see the BMO Harris Online Banking® Services Agreement found at for full details.
Downloading and use of the Trusteer Rapport software is governed by the terms of the Rapport license agreement, which is provided with the software. BMO Harris makes no representation or warranty respecting the software or Trusteer's website. You agree BMO Harris is not responsible for any difficulties, consequences, costs, claims, damages or losses arising in any way whatsoever out of the downloading or use of the software.