Chief Executive Officer, BMO Financial Group
Darryl White is Chief Executive Officer, BMO Financial Group. He was appointed on November 1, 2017.
Darryl joined BMO in 1994, and has held a number of senior management positions, including Executive Managing Director & Head of Investment & Corporate Banking Montreal, Global Head of Equity Capital Markets & Deputy Head of Investment & Corporate Banking Canada, and Global Head of Investment & Corporate Banking. In 2014, he was named Group Head, BMO Capital Markets and served as CEO of BMO Nesbitt Burns legal entity until 2016. Darryl was appointed Chief Operating Officer, BMO Financial Group in 2016.
A longstanding community builder, Darryl was honoured by the United Way of New York City in 2016. He actively volunteers with the United Way of Greater Toronto and York Region, is a member of its 2017 Campaign Cabinet as Sector Chair, Finance. He serves as a director of the amalgamated network that includes St. Michael's Hospital, St. Joseph’s Health Centre and Providence Healthcare. Darryl is also a director of the Montreal Canadiens.
Darryl is a strong advocate for BMO’s efforts to ensure an inclusive workplace. He serves as a member of Catalyst Canada’s Advisory Board. He is also a past member of the Advisory Council of Women in Capital Markets.
Darryl holds a Bachelor of Commerce from the Richard Ivey School of Business at the University of Western Ontario and has completed the Advanced Management Program at the Harvard Business School. Darryl is a past recipient of Canada’s Top 40 under 40TM Award (November 2017).
U.S. Country Head & CEO of BMO Financial Corp.
Christopher Begy is U.S. Country Head & CEO of BMO Financial Corp. His appointment was effective on August 1, 2013.
Mr. Begy joined Bank of Montreal in 1987 from a “Big Four” accounting firm where he was a director in the financial services practice. His first executive appointment was Vice President, Taxation in 1989. He was subsequently appointed Chief Accountant, then Senior Vice President and Corporate Controller. He was appointed Chief Auditor in 2001.
Mr. Begy, a Chartered Accountant by profession, has long been engaged in standard-setting for accounting and auditing. He has chaired the Canadian Institute of Chartered Accountants’ Accounting Standards Board and served as a member of working teams on accounting standards with the Financial Accounting Standards Board. He has also been a member of the International Accounting Standards Board Advisory Committee on Financial Institution Reporting and the CICA’s Auditing and Assurance Standards Board and Canadian Performance Reporting Board.
Mr. Begy has actively participated as a volunteer for numerous associations in the Toronto area.
Mr. Begy holds an Honours Bachelor of Arts degree from the University of Toronto. In recognition of his work for the profession and the community, he was elected a Fellow of the Institute of Chartered Accountants.
David R. Casper
President and Chief Executive Officer, BMO Harris Bank N.A. Group Head North American Commercial Banking
David Casper is responsible for the overall performance of BMO Harris Bank N.A. and its subsidiaries. Additionally, he has responsibility for BMO Financial Group’s North American Commercial Banking business, which includes the bank’s Treasury and Payment Solutions group. David is also a member of BMO Financial Group’s Executive Committee.
In his most recent role, David led the commercial banking business for BMO Harris Bank as Executive Vice-President and Head of Commercial Banking. Prior to that, from 2006 to 2010, David served as Executive Managing Director and Co-Head, Investment & Corporate Banking U.S. for BMO Capital Markets. In this role, he was responsible for coordinating the investment and corporate banking activities of the U.S. industry sector and product groups.
David began his career with BMO Financial Group working at Harris Bank in Chicago. He previously led its U.S. commercial business, as well as its U.S. corporate and investment banking business.
David currently serves on the Board of Directors for the Chicago Public Library Foundation, the Chicago Botanic Garden, the Ounce of Prevention Fund, the United Way of Greater Chicago, Northwestern Medical Group, the Chicago Symphony Orchestra, Milwaukee’s Summerfest, Sentry Insurance Company, Intersect Illinois, the Civic Federation and World Business Chicago. David is also on the Executive Committee of Junior Achievement of Chicago. He is a member of the Civic Committee of the Commercial Club of Chicago and the Trustees Committee of the Chicago Community Trust.
A Wisconsin native, David received a Masters of Management Degree from Kellogg Graduate School of Management at Northwestern University and a BA (AB) from Dartmouth College.
U.S. Chief Human Resources Officer, BMO Financial Group
Larissa Chaikowsky is U.S. Chief Human Resources Officer for BMO Financial Group. She oversees the strategic and operational governance processes of the U.S. HR organization. She also executes enterprise HR priorities in the U.S. and supports the execution in other Banking/Corporate Groups in the U.S., overseeing and coordinating human resources related matters as they pertain to: U.S. regulatory agencies, and U.S. mergers and acquisitions. Larissa has a leadership role with the Human Resources Committee of the BMO Financial Corp board of Directors and the Benefits Investment Committee. She also chairs the U.S. Compensation Oversight Committee and the U.S. Benefits Administration Committee.
During her nine year tenure with BMO, Larissa has held several senior positions that have played a role in helping redefine the BMO brand and improving the business practices of Technology and Operations. Prior to her current role, Larissa was appointed Vice President and Chief Human Resources Officer for Technology and Operations and Corporate Areas.
Larissa has played several key roles supporting BMO’s Employee Giving Campaign, including Executive Sponsor for United Way GenNext and Employee Giving Chair for HR. She is also a member of the Board of Directors of Inspiration Corporation, American Red Cross of Chicago and Northern Illinois and Chicago-Toronto Sister Cities.
Larissa received her Bachelor of International Business and Relations from the Sprott School of Business and holds an MBA from the Richard Ivey School of Business, where she was an Ivey Scholar.
Head of BMO Global Asset Management (U.S.)
Phil is Head of BMO Global Asset Management’s (GAM) U.S. business. He is responsible for defining strategic priorities and initiatives, establishing regional business goals and priorities. He serves as the key relationship manager for the region providing leadership for governance and risk issues, and managing the U.S. leadership team.
Most recently, Phil served as head of relationship management overseeing client service, sales and marketing at BMO Global Asset Management (U.S.), including investment management and trust and custody services.
Prior to joining BMO in 2010, Phil was head of the Chicago office of Russell Investments and was responsible for its U.S. institutional defined contribution business. During his career with Russell, Phil held various roles in institutional sales and service working with defined benefit, endowment and foundation, and defined contribution clients. Prior to this, he worked with Hewitt Associates, where he led an investment consulting team within Hewitt Financial Services, providing services to defined contribution clients representing over $200 billion. Phil has over two decades of experience working in the financial services industry.
Phil holds an MBA in finance and marketing from Northwestern University and a BS from Indiana University. He has his CFA and CPA designations and is a member of the Investment Analyst Society of Chicago.
President, BMO Private Bank U.S.
Darrel is responsible for overseeing the strategic development and delivery of BMO Financial Group’s personal wealth management businesses throughout the United States. The U.S. wealth management business provides the full complement of wealth management services, as well as comprehensive multi-family office services. He oversees a team of more than 1,100 wealth management professionals with offices across the U.S. For more than 125 years, BMO Private Bank has served the unique and continually evolving needs of affluent individuals and families through a highly personalized, relationship-focused approach. Darrel most recently served as Senior Vice President & Head of North American Integrated Channels. In this role he was charged with leading banking distribution via direct customer channels across BMO’s Personal and Commercial Business in the U.S. and Canada.
He received his B.S. in Mechanical Engineering from the University of Tennessee, Knoxville and his M.B.A. from Stanford University’s Graduate School of Business.
Darrel currently serves on the Board of Directors for the Adler Planetarium and on the Executive Committee of the Board of Directors for the Chicago Children’s Museum. He is also a member of the Economic Club of Chicago, and was appointed by Mayor Rahm Emanuel to the Chicago Cook Workforce Investment Committee.
Erminia (Ernie) Johannson
Head, U.S. Personal and Business Banking BMO Harris Bank
Ernie Johannson is Group Head, U.S. Personal and Business Banking, based in Chicago. Ernie leads the bank’s U.S. strategy and execution for the personal and business banking segments, in addition to the oversight of North American Retail Payments and North American Fraud teams. She is a member of the bank’s Executive Committee.
Most recently, Ernie served as Head, North American Retail Credit and Chief Risk Officer (CRO), Canadian P&C Banking and Wealth Management. As Head of Retail Credit and CRO, she was accountable for optimizing the bank’s retail risk profile and performance while accelerating adoption of technology and advanced analytics to enhance the role of risk in enabling a superior customer experience.
Prior to that role, Ernie was Head, North American Retail Payments and Personal Banking for Canadian P&C. During her tenure, she drove the growth of the Canadian retail and North American payments businesses and championed the customer experience strategy for retail and microbusiness customers. She was responsible for customer strategies, product management, pricing and credit management optimization, sales force effectiveness, customer and product analytics and insights as well as direct management of the mobile mortgage and lending sales force. In addition, she led the integration and optimization of technologies, processes, marketing and channel strategies for the personal business.
Ernie’s tenure in financial services spans over 20 years, including her role as Executive Vice-President of Customer Strategy and Integration at Fidelity Investments in the U.S., where she was responsible for the profitability of customers across direct brokerage and advisory business lines. She also held successively senior positions including Senior Vice President of Marketing and Strategy for retail markets and Senior Vice President of Credit Cards at CIBC.
Ernie has served on several boards. She is past Chair of the Canadian Marketing Association, and has received their Honorary Life Membership for her contributions in developing the marketing industry. She is currently on the board of directors for both Payments Canada and Moneris Solutions Corporation.
U.S. General Counsel BMO Financial Group
Andrew Karp is U.S. General Counsel for BMO Financial Group. He is responsible for the overall strategic leadership, oversight and performance of the Legal, Corporate and Compliance function in the U.S. Andrew was most recently Deputy General Counsel and Chief Regulatory Officer.
Before joining BMO in 2010, Andrew held a series of positions with another financial institution, national law firms and the Federal Reserve.
Andrew has an A.B. from Georgetown University and a J.D. from Vanderbilt University.
U.S. Chief Technology & Operations Officer and Head, Global Product Operations
Ken Librot is the U.S. Chief Technology and Operations Officer for BMO Harris Bank. He is responsible for the strategic and operational governance processes of the T&O organization, consistent with Enterprise direction and in alignment with the U.S. operating model and governance framework. He also leads the Product Operations organization and is accountable for all product processing, operations support services and collections for Personal & Commercial, Wealth Management and Capital Markets.
Prior to joining BMO, Ken spent two years with Citibank, where he held the position of Managing Director and Regional Head for North America Securities Operations and was responsible for establishing the strategic direction and delivery of a cost-effective organization. Prior to his career at Citibank, Ken was a Senior Managing Director at Bear Stearns & Company. Over his 20+ year tenure, he held a number of increasingly senior positions in Operations and Prime Finance with responsibilities spanning across North America, Europe and Asia.
Ken received his MBA in Finance from New York University and a BA in Economics from Union College in Schenectady, New York.
Herbert (Herb) Mazariegos
U.S. Chief BSA/AML Officer, BMO Financial Group
Herbert Mazariegos is the U.S. Chief BSA/AML Officer for BMO Financial Group. He is responsible for the BSA/AML compliance program for the U.S.
Prior to joining BMO, Herb was the Global Head of Bank of America's Financial Intelligence Unit. During his tenure, he was responsible for AML and Economic Sanctions intelligence operations, systems, and monitoring and surveillance covering over 40 countries. He led strategic Anti-Money Laundering efforts across Compliance, Risk, Global Banking and Markets, and Technology and Operations. Herb also managed large Trading Operations for Bankers Trust Company.
Herb has a Bachelor of Science degree from Saint Francis College in New York. He is a Certified Anti-Money Laundering Specialist (CAMS), Project Management Professional (PMP), Six Sigma Black Belt, and has held FINRA Series 7 and 63 licenses.
Executive Vice President, U.S. Chief Risk Officer, BMO Financial Group
Cecily Mistarz is Executive Vice President and U.S. Chief Risk Officer for BMO Financial Group. She is responsible for ensuring that the organization is effectively identifying and managing the risks in the businesses and legal entities through which it operates in the U.S.
Cecily began her career with BMO in Corporate Banking in 1990, holding a variety of positons in Corporate Banking, Credit Risk and Risk Management. Most recently, she was overseeing the Anti-Money Laundering (AML) regulatory remediation activity underway in the U.S., providing the structure, processes and integration necessary to ensure that regulatory issues are successfully resolved and regulator expectations met.
Cecily earned a Bachelor of Science degree in economics from Bradley University and holds an MBA from the University of Chicago. She is on the Board of Directors of the Safer Foundation and Common Threads.
Executive Vice President and Chief Operating Officer, BMO U.S.
Chief Financial Officer, BMO Financial Corp.
Stephen R. Taylor currently serves as Chief Financial Officer, of BMO’s U.S. Operations and BMO Financial Corp. and is responsible for all aspects of the company's financial operations and processes including financial accounting and reporting, business planning & forecasting, management reporting and the treasury capital management functions. Mr. Taylor is also an active participant in the development and implementation of the company's business strategy.
Before joining BMO, Mr. Taylor was most recently with Citizens Financial Group where he served as Chief Financial Officer to the Consumer & Business Banking segment. Prior to Citizens Mr. Taylor had been with Fleet Boston Financial Corp. where he held a number of positions, the most recent of which being Director of Finance. Mr. Taylor began his career at KPMG and was Senior Manager in that firm's banking practice.
Mr. Taylor received his BS in Accounting from Providence College. He is a CPA and current member of the AICPA. Mr. Taylor is a member of the Board of Directors of the Boys & Girls Club of Chicago.
Senior Vice President and Chief Compliance Officer, BMO Financial Group
George Walz is Senior Vice President and Chief Compliance Officer at BMO Financial Corp. As Chief Compliance Officer, George is responsible for the overall strategic leadership, oversight and performance of BMO’s U.S. compliance program.
Prior to joining BMO in 2014, George was Vice President and Head of the Office of Risk and the Office of Regulatory Programs at the Financial Industry Regulatory Authority (FINRA) in Washington DC. He oversaw FINRA’s risk management function and the development of regulatory programs used by FINRA in its risk based examination programs of business conduct, financial risks and market conduct areas covering U.S. securities regulations.
George has served as a technical expert on risk based supervision of financial intermediaries for the International Monetary Fund and World Bank on projects with regulators to strengthen risk based supervision in countries in Latin America and Africa.
George graduated in Finance from Loyola University of Chicago.
Ann Marie Wright
U.S. Chief Auditor, BMO Financial Group
Ann Marie Wright is the U.S. Chief Auditor for BMO Financial Group. In this role, she is responsible for leading a team of audit professionals, identifying insights into current, emerging and potential issues, trends, and opportunities that will enhance efficiency and effectiveness of control processes. She provides audit advice and counsel to the CEO of BMO Financial Corp and the Board of Directors, driving positive change across the U.S. organization, and she liaises extensively with external regulators, ensuring the audit organization meets increasing regulatory expectations.
Most recently, Ann Marie was Chief Operating Officer for the North American Commercial Bank. She began her career at BMO Financial Group 15 years ago and has held numerous progressive roles including: Senior Audit Manager in the Corporate Audit Division; Managing Director - Business Manager, U.S. Investment Banking; Managing Director - Business Intelligence; and Managing and Director/Head - Capital Markets Compliance and Supervision. Prior to joining BMO, Ann Marie held credit/portfolio management roles at Bank of America and GE Capital.
Ann Marie holds a Bachelor of Science in Finance from the University of Illinois at Urbana-Champaign, and a Master's in Management degree specializing in Finance and Management Strategy from Northwestern University. She also holds the Certified Anti-Money Laundering Specialist (CAMS) designation.
She is a Board Member of Children Home & Aid Society of Illinois and The Chicago Foundation for Women.