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Why do I need a financial plan?

Smart investing begins with a purpose and a plan — one that considers all of your short- and long-term goals:

  • A new home
  • Higher education for your children or grandchildren
  • Philanthropic aspirations
  • Income that lasts throughout your retirement
  • A legacy for future generations

A financial plan gives you specific investment direction and keeps you on track toward achieving those goals. At BMO Harris Financial Advisors, we take the time to understand your dreams and aspirations. We'll help you see beyond your immediate financial situation to create a holistic plan for managing your money — not just today, but throughout your retirement. Whether you're a beginning investor just starting out, or you have years of investing experience, you can find a BMO Harris financial advisor who is committed to understanding your goals and helping you reach them.

How do I balance different savings goals?

Everyone has their own goals — needs you must have, the wants you'd like to have and even the wishes you dream about having. Using an advanced financial planning tool, a BMO Harris financial advisor can help you define each of your goals individually and see them in the context of each other. Then, for each goal, your financial advisor will work with you to create specific spending and saving guidelines.

The result is a clear plan that will help you achieve your goals, and ultimately move closer to the lifestyle you want. Ask your financial advisor about getting started on your financial plan today.

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Am I still on track?

Financial planning is an ongoing process. Once your personalized financial plan is in place, your BMO Harris financial advisor will help you stay focused on your goals and manage change through regular communication and periodic reviews. That way, when your life or financial needs change, your advisor will be there to help adjust your plan and strategy accordingly.

Whether you choose an advisory program managed by a professional investment manager, or a traditional brokerage account, you and your BMO Harris financial advisor will work together to make sure you remain on track to your goals.

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