Rev. 11/2019

Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security Number and Assets
  • Account Balances and Employment Information
  • Account Transactions and Wire Transfer Instructions
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons BMO Harris Financial Advisors (BHFA) chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does BMO Harris Financial
Advisors share?
Can you limit
this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus. Yes No
For our marketing purposes – to offer our products and services to you Yes No
For joint marketing with other financial companies No We don't share
For our affiliates' everyday business purposes – information about your transactions and experiences Yes No
For our affiliates' everyday business purposes – information about your creditworthiness Yes Yes
For our affiliates to market to you Yes Yes
For nonaffiliates to market to you No We don't share
To limit our sharing Call Toll-Free: 1-888-394-9178

Please note: If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call Toll-Free: 1-888-394-9178
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What we do  
How does BMO Harris Financial Advisors, Inc. protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does BMO Harris Financial Advisors, Inc. collect my personal information? We collect your personal information, for example, when you:

  • open an account or seek financial advice about your investments
  • make deposits or withdrawals from your account
  • enter into an investment advisory contract
  • provide account information updates upon request from us

We may also collect your personal information from affiliates and other companies.
Why can't I limit all sharing? Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes-information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing. See below for more information on your rights under state law.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to you only unless you tell us otherwise.
Affiliates Companies related by common ownership or control. They can be financial or non-financial companies.

  • Our affiliates include financial companies with a Bank of Montreal or BMO name; and financial companies such as BMO Harris Bank, N.A.
Nonaffiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • BMO Harris Financial Advisors, Inc. does not share with non-affiliates so they can market to you.
Joint Marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • BMO Harris Financial Advisors, Inc. does not jointly market.
Other important information
For California Residents: We will not share information we collect about you with companies outside of the BMO family of companies except with your authorization or as permitted by California law, such as to service your account. To authorize the sharing of this information, please call us toll-free at 1-888-394-9178. In addition, we will limit the sharing of information about you within the BMO family of companies to the extent required by California law.

For Vermont Residents: We will not disclose information about your creditworthiness to our affiliates and will not disclose your personal information, financial information, credit report, or health information to nonaffiliated third parties to market to you, other than as permitted by Vermont law, unless you authorize us to make those disclosures. Additional information concerning our privacy policies can be found at or call 1-888-394-9178.

Nevada Residents: Notice provided pursuant to state law. To be placed on our internal Do Not Call List, call 1-888-394-9178. For more on this Nevada law, contact Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101. Phone number: 1-702-486-3132; email: