Website Terms of Use

Please read these Website Terms of Use carefully. By accessing this Website, (including, the websites of BMO Bank N.A. and its affiliates operating in the United States, which collectively are referred to as "BMO," with all such websites collectively being referred to as "this Website"), you agree to be bound by these Website Terms of Use. BMO may amend these Website Terms of Use, from time to time without notice to you by posting the most recent version on this Website. Please access and review these Website Terms of Use regularly. If you find any of the terms or conditions of these Website Terms of Use unacceptable to you at any time, please discontinue your use of this Website. By continuing to access this Website after the date of any amendments to these Website Terms of Use, you agree to be bound by the amended Website Terms of Use.

Certain sections or pages on this Website may contain separate terms, conditions, disclosures or disclaimers, which are in addition to the Website Terms of Use. In the event of a conflict, the additional terms, conditions, disclosures and disclaimers will govern for those sections or pages. These Website Terms of Use are in addition to those that apply to any accounts or services you may have with BMO.

Use of the Website

You agree that you will not engage in any activities related to this Website that are contrary to applicable law, regulations or the terms of any agreements you may have with BMO, its vendors, or other third parties in connection with your use of this Website. You further agree to establish commercially reasonable security procedures and controls to protect any of your confidential information. Further, you agree not to misuse this Website or its contents. This Website is intended for persons who are thirteen years old or older. If you are under 13, do not use this Website. If you need accommodations in order to use this Website, please contact our customer service staff by sending an e-mail to the e-mail address, or calling the telephone number, located at "Contact me" on this Website, or call your local BMO branch.

Use of Information Included on this Website

All information provided on this Website is intended for informational purposes only. All information is believed to be reliable, but is not warranted to be accurate, timely or complete, nor is any information intended to constitute financial, accounting, legal or tax advice. Many factors unknown to BMO may affect the applicability of any statement or comment made on the Website to your particular circumstances. You should consult directly with your tax or legal advisor or other financial provider before acting on any information on this Website. Investment services are not bank deposits or insured by the FDIC or other entity, and are subject to investment risks, including possible loss of principal amount invested.

Disclaimer of Warranty and Limitation of Liability

BMO BANK N.A. AND ITS AFFILIATES DO NOT WARRANT THE ACCURACY, COMPLETENESS, QUALITY, ADEQUACY OR CONTENT OF ANY INFORMATION OR TOOL ON THIS WEBSITE OR ANY OTHER WEBSITE LINKED OR REFERENCED ON THIS WEBSITE, AND EXPRESSLY DISCLAIM LIABILITY AS TO THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THIS WEBSITE OR ANY OTHER WEBSITE LINKED OR REFERENCED ON THIS WEBSITE.

SUCH INFORMATION OR TOOL IS PROVIDED "AS IS" WITHOUT WARRANTY OR CONDITION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING,WITHOUT LIMITATION, THE IMPLIED CONDITIONS AND WARRANTIES OF NON-INFRINGEMENT OF THIRD PARTY RIGHTS, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO THE ABOVE PROVISIONS REGARDING IMPLIED WARRANTIES MAY NOT APPLY TO YOU.

BMO BANK N.A. AND ITS AFFILIATES WILL NOT BE RESPONSIBLE OR LIABLE FOR ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL, PUNITIVE OR CONSEQUENTIAL DAMAGES, OR ANY OTHER DAMAGES WHATSOEVER, INCLUDING, WITHOUT LIMITATION, LOST REVENUES, LOST PROFITS OR PROSPECTIVE ECONOMIC ADVANTAGE, RESULTING FROM ANY USE OR MISUSE OF THIS WEBSITE OR ANY OTHER WEBSITE LINKED OR REFERENCED ON THIS WEBSITE, OR RELIANCE ON THE INFORMATION, DOCUMENTS, SOFTWARE OR CONTENT HEREOF OR THEREOF, IN CONNECTION WITH ANY FAILURE OF PEROFMRANCE, ERROR, DELAY, DEFECT, VIRUS, SYSTEM FAILURE, OR ANY INCOMPATABILITY BETWEEN THE WEBSITE AND YOUR SITE ACCESSING PROGRAM, OR ANY PROBLEM CAUSED OUTSIDE BMO BANK N.A. OR ITS AFFILIATES CONTROL,EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR SUCH ARE REASONABLY FORSEEABLE.

Security

Do not communicate confidential information to BMO over the Internet, or request that BMO communicate confidential information to you over the Internet. If you choose to communicate confidential information to BMO over the Internet or request that BMO communicate information to you over the Internet, BMO will not be responsible for any losses or damages you may incur as the result of such communication.

Please see the Security link for more information.

Privacy

Please see the Online and Mobile Privacy Policy for more information.

Submissions

All information submitted to BMO via this Website shall be deemed the property of BMO. BMO will be free to use, for any purpose, any idea, concepts, know-how or techniques contained in information a visitor to this Website provides to BMO through this Website. BMO shall not be subject to any obligations of confidentiality regarding submitted information except as expressly agreed by BMO executing a confidentiality agreement or as otherwise required by law.

Available Only Where Permitted by Law

The products and services described this Website are only offered in jurisdictions where they may be legally offered for sale. This Website is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation.

Hyperlinks are Not Endorsements

Links to other websites or references to other products, services or publications do not imply the endorsement or approval of such websites, products, services or publications by BMO. Third party websites reached through links from this Website may also have privacy and security policies different from BMO, and may provide less security. BMO is not responsible for the collection, use, or security of information by companies outside of BMO that may be linked to on this Website. If you choose to access any software available through links from this Website, you should take reasonable and appropriate precautions to scan for computer viruses and ensure compatibility of the software with your specific computer system. You should also ensure that you have a complete and current backup of the information contained on your computer system prior to installing such software. Please review the privacy and security policies of websites reached through links from this Website.

Trademarks

BMO Bank, BMO and certain other words, symbols and logos used on this Website in connection with BMO products or services are trademarks and trade dress of BMO. Certain other words and symbols used to identify the source of third party goods and services are trademarks of their respective owners, including the third party trademarks listed below. The display of any such trademarks or trade dress on this Website does not imply that a license of any kind has been granted.

®Registered TrademarkDiners Club, Diners Club International with the Split Circle Device, Club Rewards, Carte Blanche, Club Cash,Global Vision and T+E Reconciler are registered trademarks of Diners Club International Ltd.

Registered Trademark Diners Club, Diners Club International with the Split Circle Device, Club Rewards, Carte Blanche, Club Cash,Global Vision and T+E Reconciler are registered trademarks of Diners Club International Ltd.

Copyright Notices

Any unauthorized downloading, re-transmission, display, distribution or other copying, or modification of any copyrightable matter in the above and/or the contents of this Website herein is strictly prohibited, and could subject those engaging in such activities to legal action.

All information at this Website is protected under the copyright laws of the United States and other countries. In addition, certain information may have been copyrighted by others. Unless otherwise specified, no one has permission to copy, redistribute, reproduce or republish in any form, any information found at this Website. Inquiries about permission should be directed to:

BMO Bank N.A.
Marketing Department
320 S Canal St, 11W
Chicago, IL 60606

Patents

BMO is licensed by DTC under U.S. Patent Nos. 5,910,988 and 6,032,137. BMO holds a license to practice U.S. Patent Nos.6,405,181; 6,567,791; 7,143,063; 6,795,812; and 6,324,524.
As of November 19th, 2010.

Enforceability

In the event any part of this Website is declared by any court or other judicial or administrative body to be null, void or unenforceable, said provision shall survive to the extent it is not so declared, and all other provisions of this Website shall remain in full force and effect.

Governing Law

Use of this Website shall be governed by applicable United States of America federal and state laws.