|
||
|
|
home | site map | contact us | locate us | français | bmo.com |
|
||
|
||
|
||
|
|
|
Our investment philosophy and process BMO Harris Private Banking provides discretionary investment management to private clients. Our investment management team is mandated to design customized portfolios and investment solutions for our clients. We appreciate that each client is a unique individual with unique needs. Our dedication to delivering solutions to private clients drives our rigorous approach to portfolio construction and monitoring. The number of individual holdings in each portfolio is monitored to ensure that an appropriate level of diversification is achieved and maintained. In addition, risk, volatility and the tax efficiency of each portfolio are also closely monitored. Three themes guide our investment philosophy: exclusivity, discipline and objectivity. Exclusivity The client is the cornerstone of our wealth preservation and growth philosophy. Starting with a blank canvas, our Investment Counsellors work to identify and understand your plans for your wealth. Our portfolios are structured around your unique needs and objectives. Your risk profile and circumstances dictate the appropriate asset mix and security holdings. You will be partnered with a dedicated Investment Counsellor who is committed to gaining an in-depth understanding of your financial circumstances and objectives. This person will also be your key contact and coordinate your BMO wealth management team. You will discuss your financial affairs in a comfortable, private setting and receive customized solutions that adapt as your needs evolve. Our goal is to be your trusted financial advisor for life. Discipline When building your portfolio, a consistent, disciplined and structured approach is employed. Our investment solutions are prudently invested, risk-managed and focused on generating superior, tax-efficient, long-term returns. Our portfolio strategy combines a bottom-up stock selection process with the necessary top-down elements of a macro-economic outlook and expectations for financial market returns. Objectivity Research is a key factor in the portfolio strategy process. It enables us to build our outlook for the economy and capital markets, and to act decisively on investment opportunities. Our dedicated team conducts detailed research to determine the appropriate securities and strategy for your portfolio. Our independent and objective in-house Canadian equity research and investment process is complemented with research from major brokerage houses. Meetings are also scheduled with top strategists and economists from the investment community, and with the senior management of companies whose shares are owned or are being reviewed by BMO Harris Investment Management Inc. Fixed income philosophy The primary objective of our fixed income approach is to protect your principal investment. Our conservative and disciplined investment process should result in stable and competitive rates of return with reduced volatility. The emphasis is on high-quality holdings with a gradual and systematic approach to portfolio shifts. Equity philosophy The in-house research team adopts a two-pronged approach to analyzing Canadian equities. First, these stocks must meet very high standards for fundamental attributes. Second, decisions are made relative to the unique needs of the portfolio’s style. A sophisticated quantitative tool is used to ensure that the portfolios maintain the desired portfolio characteristics. The benefit of this investment process is that it places you in a position to meet your pre-determined goals right from the start. Find out more about how our process and philosophy can work to grow and preserve your wealth. National Instrument 24-101
|
|
|
||||||||||||||||||||||||||||||||||||||||||||
|
|||
|
privacy | legal | security | © 2008 BMO Harris Investment Management Inc. |  |
